IFSC Code of Saraswat Cooperative Bank Limited, Bhadradri C U Bank- Bhadrachalam Branch, Telangana

If you are searching for the IFSC code of Saraswat Cooperative Bank Limited, BHADRADRI C U BANK- BHADRACHALAM branch in BHADRACHALAM, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is SRCB0BCB003. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHADRADRI C U BANK- BHADRACHALAM branch, and detailed step-by-step guides for using the IFSC SRCB0BCB003 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SRCB0BCB003 is the IFSC of Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- BHADRACHALAM branch. The format is fixed: SRCB = bank code, 0 = reserved, BCB003 = branch identifier.

Branch details at a glance

Bank profile

Saraswat Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhadradri C U Bank- Bhadrachalam branch — IFSC SRCB0BCB003 — extends the bank's services to customers in and around Bhadrachalam, Telangana.

About the Bhadradri C U Bank- Bhadrachalam branch

The Bhadradri C U Bank- Bhadrachalam branch of Saraswat Cooperative Bank Limited is situated at H.NO.12-1-6/6B,BANK STREET,BHADRACHALAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0BCB003 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- BHADRACHALAM branch came to be assigned the code SRCB0BCB003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0BCB003, money simply cannot be routed to the BHADRADRI C U BANK- BHADRACHALAM branch electronically.

How to transfer money using IFSC SRCB0BCB003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0BCB003 across all three.

NEFT to Saraswat Cooperative Bank Limited, BHADRADRI C U BANK- BHADRACHALAM using IFSC SRCB0BCB003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SRCB0BCB003, and confirm that the system picks up Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- BHADRACHALAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHADRADRI C U BANK- BHADRACHALAM

If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- BHADRACHALAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0BCB003 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- BHADRACHALAM, use IMPS. With IFSC SRCB0BCB003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhadradri C U Bank- Bhadrachalam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SRCB0BCB003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHADRADRI C U BANK- BHADRACHALAM is still linked to IFSC SRCB0BCB003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SRCB0BCB003

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- BHADRACHALAM is still mapped to IFSC SRCB0BCB003. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SRCB0BCB003 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bhadradri C U Bank- Bhadrachalam branch is mapped to IFSC SRCB0BCB003 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraswat Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SRCB0BCB003.

Products and services

Customers walking into the Bhadradri C U Bank- Bhadrachalam branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SRCB0BCB003

MICR & cheque-truncation details

Cheques drawn on the Bhadradri C U Bank- Bhadrachalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SRCB0BCB003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bhadradri C U Bank- Bhadrachalam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SRCB0BCB003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC SRCB0BCB003

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- BHADRACHALAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SRCB0BCB003.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bhadradri C U Bank- Bhadrachalam branch sits at H.NO.12-1-6/6B,BANK STREET,BHADRACHALAM. If you are travelling from outside Bhadrachalam, search for the branch on a maps application using the bank name and locality, or call 8743-8743234657 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SRCB0BCB003 and your account number.

Verifying IFSC SRCB0BCB003 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SRCB0BCB003 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8743-8743234657.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bhadradri C U Bank- Bhadrachalam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0BCB003 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SRCB0BCB003 is the IFSC code of Saraswat Cooperative Bank Limited, BHADRADRI C U BANK- BHADRACHALAM branch, in BHADRACHALAM, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.