IFSC Code of Saraswat Cooperative Bank Limited, Mahila Co-Op Bank R R Nagar Branch, Karnataka

Use this page as a one-stop reference for everything related to Saraswat Cooperative Bank Limited's MAHILA CO-OP BANK R R NAGAR branch in BANGALORE, KARNATAKA. The branch's IFSC code SRCB0MCB010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Saraswat Cooperative Bank Limited – MAHILA CO-OP BANK R R NAGAR is SRCB0MCB010. The first four letters SRCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MCB010 map to this branch in BANGALORE, KARNATAKA.

About the bank

Saraswat Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahila Co-Op Bank R R Nagar branch in Bangalore, Karnataka is part of this network and uses the IFSC code SRCB0MCB010 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 2,BASAVESWARA CIRCLE,BEML LAYOUT,3RD STAGE,RAJARAJESWARI NAGAR,BANGALORE-560098. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Saraswat Cooperative Bank Limited. The IFSC SRCB0MCB010 is used to identify this branch on the RBI payments network.

Why every Saraswat Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAHILA CO-OP BANK R R NAGAR of Saraswat Cooperative Bank Limited — its own 11-character IFSC. The code SRCB0MCB010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SRCB0MCB010 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Mahila Co-Op Bank R R Nagar branch

Once you have an account at Saraswat Cooperative Bank Limited – MAHILA CO-OP BANK R R NAGAR, the IFSC SRCB0MCB010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mahila Co-Op Bank R R Nagar branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SRCB0MCB010

How to transfer money using IFSC SRCB0MCB010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0MCB010 across all three.

NEFT to Saraswat Cooperative Bank Limited, MAHILA CO-OP BANK R R NAGAR using IFSC SRCB0MCB010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SRCB0MCB010, and confirm that the system picks up Saraswat Cooperative Bank Limited – MAHILA CO-OP BANK R R NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SRCB0MCB010

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Saraswat Cooperative Bank Limited – MAHILA CO-OP BANK R R NAGAR, ensure your bank's portal accepts IFSC SRCB0MCB010 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Saraswat Cooperative Bank Limited MAHILA CO-OP BANK R R NAGAR (IFSC SRCB0MCB010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0MCB010 in your mobile or internet banking app, and the money is credited to the MAHILA CO-OP BANK R R NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SRCB0MCB010 for Saraswat Cooperative Bank Limited – MAHILA CO-OP BANK R R NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mahila Co-Op Bank R R Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's MAHILA CO-OP BANK R R NAGAR branch, the IFSC SRCB0MCB010 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Mahila Co-Op Bank R R Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SRCB0MCB010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Mahila Co-Op Bank R R Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SRCB0MCB010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – MAHILA CO-OP BANK R R NAGAR:

• The IFSC is exactly SRCB0MCB010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and MAHILA CO-OP BANK R R NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mahila Co-Op Bank R R Nagar branch

The branch is located at 2,BASAVESWARA CIRCLE,BEML LAYOUT,3RD STAGE,RAJARAJESWARI NAGAR,BANGALORE-560098, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Saraswat Cooperative Bank Limited Mahila Co-Op Bank R R Nagar branch” — the verified location pin for IFSC SRCB0MCB010 should appear at the top of the results.
2. Confirm the branch is open by calling 80-28607173 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SRCB0MCB010 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SRCB0MCB010 for Saraswat Cooperative Bank Limited – MAHILA CO-OP BANK R R NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mahila Co-Op Bank R R Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0MCB010 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SRCB0MCB010 is the IFSC code of Saraswat Cooperative Bank Limited, MAHILA CO-OP BANK R R NAGAR branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.