Below are the complete branch details for Saraswat Cooperative Bank Limited, COCPC, KHADKESHWAR branch, located in AURANGABAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SRCB0000254. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SRCB0000254 for Saraswat Cooperative Bank Limited – COCPC, KHADKESHWAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Saraswat Cooperative Bank Limited's COCPC, KHADKESHWAR branch, the IFSC SRCB0000254 breaks down as follows: SRCB identifies the bank, 0 is the reserved character, and 000254 identifies this particular branch.
About Saraswat Cooperative Bank Limited
Saraswat Cooperative Bank Limited operates a wide network of branches across India, including the Cocpc, Khadkeshwar branch in Aurangabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SRCB0000254.
Branch details at a glance
| Bank Name | Saraswat Cooperative Bank Limited |
|---|---|
| Branch | Cocpc, Khadkeshwar |
| IFSC Code | SRCB0000254 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MADHULENI, 1ST FLOOR, KHADKESHWAR, AURANGABAD - 431001. |
| City | Aurangabad |
| District | Aurangabad |
| State | Maharashtra |
| STD Code | 240 |
| Phone | 2243023 |
About this branch
The branch is located at MADHULENI, 1ST FLOOR, KHADKESHWAR, AURANGABAD - 431001.. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Saraswat Cooperative Bank Limited. The IFSC SRCB0000254 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's COCPC, KHADKESHWAR branch came to be assigned the code SRCB0000254.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0000254, money simply cannot be routed to the COCPC, KHADKESHWAR branch electronically.
Account types you can open at the Cocpc, Khadkeshwar branch
Once you have an account at Saraswat Cooperative Bank Limited – COCPC, KHADKESHWAR, the IFSC SRCB0000254 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Cocpc, Khadkeshwar branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SRCB0000254
How to transfer money using IFSC SRCB0000254
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0000254 across all three.
NEFT to Saraswat Cooperative Bank Limited, COCPC, KHADKESHWAR using IFSC SRCB0000254
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SRCB0000254, and confirm that the system picks up Saraswat Cooperative Bank Limited – COCPC, KHADKESHWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to COCPC, KHADKESHWAR
If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's COCPC, KHADKESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0000254 while initiating the transfer and the credit will appear within minutes.
IMPS to Saraswat Cooperative Bank Limited COCPC, KHADKESHWAR (IFSC SRCB0000254)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0000254 in your mobile or internet banking app, and the money is credited to the COCPC, KHADKESHWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SRCB0000254 for Saraswat Cooperative Bank Limited – COCPC, KHADKESHWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SRCB0000254 | Yes – SRCB0000254 | Yes – SRCB0000254 |
For most retail customers crediting the Cocpc, Khadkeshwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's COCPC, KHADKESHWAR branch, the IFSC SRCB0000254 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Cocpc, Khadkeshwar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SRCB0000254 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0000254 and the account number together uniquely identify the Cocpc, Khadkeshwar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – COCPC, KHADKESHWAR:
- The IFSC is exactly SRCB0000254 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and COCPC, KHADKESHWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Cocpc, Khadkeshwar branch
The branch is located at MADHULENI, 1ST FLOOR, KHADKESHWAR, AURANGABAD - 431001., which puts it inside Aurangabad, the broader Aurangabad district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Saraswat Cooperative Bank Limited Cocpc, Khadkeshwar branch” — the verified location pin for IFSC SRCB0000254 should appear at the top of the results.
- Confirm the branch is open by calling 240-2243023 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SRCB0000254 and your account number.
Verifying IFSC SRCB0000254 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SRCB0000254 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 240-2243023.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Cocpc, Khadkeshwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0000254 continue to work without interruption.
Branch address & contact
Saraswat Cooperative Bank LimitedCocpc, Khadkeshwar Branch
MADHULENI, 1ST FLOOR, KHADKESHWAR, AURANGABAD - 431001.
Aurangabad, Maharashtra
Phone: 240-2243023
IFSC: SRCB0000254
Frequently asked questions
Does Saraswat Cooperative Bank Limited Cocpc, Khadkeshwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 240-2243023 to confirm.
Can I use IFSC SRCB0000254 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SRCB0000254 to send funds instantly.
How do I add Saraswat Cooperative Bank Limited Cocpc, Khadkeshwar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SRCB0000254, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Saraswat Cooperative Bank Limited Cocpc, Khadkeshwar branch?
You can reach the branch at 240-2243023 during regular banking hours.
How quickly will an NEFT transfer using SRCB0000254 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Saraswat Cooperative Bank Limited – Cocpc, Khadkeshwar reflect within 30 minutes.
Where is Saraswat Cooperative Bank Limited Cocpc, Khadkeshwar branch located?
Saraswat Cooperative Bank Limited's Cocpc, Khadkeshwar branch is located at MADHULENI, 1ST FLOOR, KHADKESHWAR, AURANGABAD - 431001., Aurangabad, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cocpc, Khadkeshwar branch but serve different purposes.
Is IFSC SRCB0000254 the same for all accounts at Cocpc, Khadkeshwar branch?
Yes. The IFSC SRCB0000254 is shared by every account held at Saraswat Cooperative Bank Limited's Cocpc, Khadkeshwar branch. Only the account number changes from customer to customer.
Final notes
To recap: SRCB0000254 is the IFSC code of Saraswat Cooperative Bank Limited, COCPC, KHADKESHWAR branch, in AURANGABAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
