IFSC Code of Saraspur Nagrik Cooperative Bank Limited Saraspur, Sola Branch Branch, Gujarat

Below are the complete branch details for Saraspur Nagrik Cooperative Bank Limited Saraspur, SOLA BRANCH branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is SNBK0000013. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SNBK0000013 for Saraspur Nagrik Cooperative Bank Limited Saraspur – SOLA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Saraspur Nagrik Cooperative Bank Limited Saraspur's SOLA BRANCH branch, the IFSC SNBK0000013 breaks down as follows: SNBK identifies the bank, 0 is the reserved character, and 000013 identifies this particular branch.

About Saraspur Nagrik Cooperative Bank Limited Saraspur

Saraspur Nagrik Cooperative Bank Limited Saraspur operates a wide network of branches across India, including the Sola Branch branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SNBK0000013.

About this branch

The branch is located at SHOP NO-2,ENTSIN,OPP UGATI LAKE VIEW,SCIENCE CITY ROAD,SOLA. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Saraspur Nagrik Cooperative Bank Limited Saraspur. The IFSC SNBK0000013 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraspur Nagrik Cooperative Bank Limited Saraspur's SOLA BRANCH branch came to be assigned the code SNBK0000013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SNBK0000013, money simply cannot be routed to the SOLA BRANCH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sola Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SNBK0000013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SNBK0000013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SNBK0000013 across all three.

NEFT to Saraspur Nagrik Cooperative Bank Limited Saraspur, SOLA BRANCH using IFSC SNBK0000013

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SNBK0000013, and confirm that the system picks up Saraspur Nagrik Cooperative Bank Limited Saraspur – SOLA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SNBK0000013

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Saraspur Nagrik Cooperative Bank Limited Saraspur – SOLA BRANCH, ensure your bank's portal accepts IFSC SNBK0000013 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Saraspur Nagrik Cooperative Bank Limited Saraspur – SOLA BRANCH, use IMPS. With IFSC SNBK0000013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SNBK0000013 for Saraspur Nagrik Cooperative Bank Limited Saraspur – SOLA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sola Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SNBK0000013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Saraspur Nagrik Cooperative Bank Limited Saraspur – SOLA BRANCH is still mapped to IFSC SNBK0000013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SNBK0000013 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sola Branch branch is mapped to IFSC SNBK0000013 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraspur Nagrik Cooperative Bank Limited Saraspur, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SNBK0000013.

Products and services

Customers walking into the Sola Branch branch can access most of Saraspur Nagrik Cooperative Bank Limited Saraspur's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SNBK0000013

Online banking and IFSC SNBK0000013

Saraspur Nagrik Cooperative Bank Limited Saraspur customers can register for net banking and the bank's official mobile app once their account at the SOLA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SNBK0000013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sola Branch branch sits at SHOP NO-2,ENTSIN,OPP UGATI LAKE VIEW,SCIENCE CITY ROAD,SOLA. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-35218870 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SNBK0000013 and your account number.

Common mistakes to avoid when using IFSC SNBK0000013

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Saraspur Nagrik Cooperative Bank Limited Saraspur – SOLA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SNBK0000013.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Sola Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SNBK0000013 continue to work without interruption.

Verifying IFSC SNBK0000013 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SNBK0000013 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-35218870.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SNBK0000013 belongs to Saraspur Nagrik Cooperative Bank Limited Saraspur's SOLA BRANCH branch, located at SHOP NO-2,ENTSIN,OPP UGATI LAKE VIEW,SCIENCE CITY ROAD,SOLA in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.