IFSC Code of Saraspur Nagrik Cooperative Bank Limited Saraspur, Gota Brach Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Saraspur Nagrik Cooperative Bank Limited Saraspur, GOTA BRACH branch in AHMEDABAD. The 11-digit IFSC SNBK0000010 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Saraspur Nagrik Cooperative Bank Limited Saraspur at the GOTA BRACH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Saraspur Nagrik Cooperative Bank Limited Saraspur – GOTA BRACH is SNBK0000010. The first four letters SNBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000010 map to this branch in AHMEDABAD, GUJARAT.

About the bank

Saraspur Nagrik Cooperative Bank Limited Saraspur serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gota Brach branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code SNBK0000010 for all electronic settlement.

Gota Brach branch overview

Located at 29 FIRST FLOOR,SHUKUN RESIDENCY,VANDEMATARAM ROAD,GOTA,AHMEDABAD, the Gota Brach branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SNBK0000010 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Saraspur Nagrik Cooperative Bank Limited Saraspur branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOTA BRACH of Saraspur Nagrik Cooperative Bank Limited Saraspur — its own 11-character IFSC. The code SNBK0000010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SNBK0000010 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Saraspur Nagrik Cooperative Bank Limited Saraspur carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SNBK0000010 and the account number together uniquely identify the Gota Brach branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SNBK0000010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SNBK0000010 across all three.

How to use IFSC SNBK0000010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraspur Nagrik Cooperative Bank Limited Saraspur's GOTA BRACH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SNBK0000010.
4. Confirm the bank name auto-populates as Saraspur Nagrik Cooperative Bank Limited Saraspur and the branch as GOTA BRACH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GOTA BRACH

If you need to transfer ₹2 lakh or more in one go to an account at Saraspur Nagrik Cooperative Bank Limited Saraspur's GOTA BRACH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SNBK0000010 while initiating the transfer and the credit will appear within minutes.

IMPS to Saraspur Nagrik Cooperative Bank Limited Saraspur GOTA BRACH (IFSC SNBK0000010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SNBK0000010 in your mobile or internet banking app, and the money is credited to the GOTA BRACH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SNBK0000010 for Saraspur Nagrik Cooperative Bank Limited Saraspur – GOTA BRACH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gota Brach branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SNBK0000010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Saraspur Nagrik Cooperative Bank Limited Saraspur – GOTA BRACH is still mapped to IFSC SNBK0000010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SNBK0000010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gota Brach branch is mapped to IFSC SNBK0000010 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraspur Nagrik Cooperative Bank Limited Saraspur, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SNBK0000010.

Products and services

Customers walking into the Gota Brach branch can access most of Saraspur Nagrik Cooperative Bank Limited Saraspur's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SNBK0000010

Online banking and IFSC SNBK0000010

Saraspur Nagrik Cooperative Bank Limited Saraspur customers can register for net banking and the bank's official mobile app once their account at the GOTA BRACH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SNBK0000010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Gota Brach branch

The branch is located at 29 FIRST FLOOR,SHUKUN RESIDENCY,VANDEMATARAM ROAD,GOTA,AHMEDABAD, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Saraspur Nagrik Cooperative Bank Limited Saraspur Gota Brach branch” — the verified location pin for IFSC SNBK0000010 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9377115566 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SNBK0000010 and your account number.

Common mistakes to avoid when using IFSC SNBK0000010

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Saraspur Nagrik Cooperative Bank Limited Saraspur – GOTA BRACH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SNBK0000010.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Gota Brach are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SNBK0000010 continue to work without interruption.

Verifying IFSC SNBK0000010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SNBK0000010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9377115566.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: SNBK0000010 is the IFSC code of Saraspur Nagrik Cooperative Bank Limited Saraspur, GOTA BRACH branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.