IFSC Code of Reserve Bank of India, Chennai Regional Office Branch, Tamil Nadu

Below are the complete branch details for Reserve Bank of India, CHENNAI REGIONAL OFFICE branch, located in PUDUCHERRY, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is RBIS0GOPCEP. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RBIS0GOPCEP for Reserve Bank of India – CHENNAI REGIONAL OFFICE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RBIS0GOPCEP is the IFSC of Reserve Bank of India's CHENNAI REGIONAL OFFICE branch. The format is fixed: RBIS = bank code, 0 = reserved, GOPCEP = branch identifier.

About the bank

Reserve Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chennai Regional Office branch in Puducherry, Tamil Nadu is part of this network and uses the IFSC code RBIS0GOPCEP for all electronic settlement.

Branch details at a glance

About the Chennai Regional Office branch

The Chennai Regional Office branch of Reserve Bank of India is situated at FORT GLACIS, NO.16, RAJAJI SALAI, CHENNAI - 600001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RBIS0GOPCEP is used.

Why every Reserve Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENNAI REGIONAL OFFICE of Reserve Bank of India — its own 11-character IFSC. The code RBIS0GOPCEP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RBIS0GOPCEP the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Chennai Regional Office branch

Once you have an account at Reserve Bank of India – CHENNAI REGIONAL OFFICE, the IFSC RBIS0GOPCEP stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chennai Regional Office branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-25399112.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RBIS0GOPCEP

How to transfer money using IFSC RBIS0GOPCEP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0GOPCEP across all three.

NEFT to Reserve Bank of India, CHENNAI REGIONAL OFFICE using IFSC RBIS0GOPCEP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0GOPCEP, and confirm that the system picks up Reserve Bank of India – CHENNAI REGIONAL OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RBIS0GOPCEP

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Reserve Bank of India – CHENNAI REGIONAL OFFICE, ensure your bank's portal accepts IFSC RBIS0GOPCEP while registering the beneficiary. RTGS is also available 24x7.

IMPS to Reserve Bank of India CHENNAI REGIONAL OFFICE (IFSC RBIS0GOPCEP)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RBIS0GOPCEP in your mobile or internet banking app, and the money is credited to the CHENNAI REGIONAL OFFICE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chennai Regional Office

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RBIS0GOPCEP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHENNAI REGIONAL OFFICE is still linked to IFSC RBIS0GOPCEP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RBIS0GOPCEP

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Reserve Bank of India – CHENNAI REGIONAL OFFICE is still mapped to IFSC RBIS0GOPCEP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RBIS0GOPCEP and the beneficiary's account number to complete the transfer.

Online banking and IFSC RBIS0GOPCEP

Reserve Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHENNAI REGIONAL OFFICE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RBIS0GOPCEP is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Reserve Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RBIS0GOPCEP and the account number together uniquely identify the Chennai Regional Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Reserve Bank of India – CHENNAI REGIONAL OFFICE:

• The IFSC is exactly RBIS0GOPCEP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Reserve Bank of India as the bank name and CHENNAI REGIONAL OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chennai Regional Office branch sits at FORT GLACIS, NO.16, RAJAJI SALAI, CHENNAI - 600001. If you are travelling from outside Puducherry, search for the branch on a maps application using the bank name and locality, or call 44-25399112 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RBIS0GOPCEP and your account number.

Verifying IFSC RBIS0GOPCEP from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RBIS0GOPCEP by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 44-25399112.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Chennai Regional Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RBIS0GOPCEP continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: RBIS0GOPCEP is the IFSC code of Reserve Bank of India, CHENNAI REGIONAL OFFICE branch, in PUDUCHERRY, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.