IFSC Code of Reserve Bank of India, Rbi, Patna, Govt of Bihar Branch, Bihar

This page lists the IFSC code, branch address, contact number and fund-transfer information for Reserve Bank of India, RBI, PATNA, GOVT OF BIHAR branch in PATNA. The 11-digit IFSC RBIS0GOBHEP uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Reserve Bank of India at the RBI, PATNA, GOVT OF BIHAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Reserve Bank of India – RBI, PATNA, GOVT OF BIHAR is RBIS0GOBHEP. The first four letters RBIS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GOBHEP map to this branch in PATNA, BIHAR.

About Reserve Bank of India

Reserve Bank of India operates a wide network of branches across India, including the Rbi, Patna, Govt of Bihar branch in Patna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RBIS0GOBHEP.

Branch details at a glance

About the Rbi, Patna, Govt of Bihar branch

The Rbi, Patna, Govt of Bihar branch of Reserve Bank of India is situated at RESERVE BANK OF INDIA, SOUTH GANDHI MAIDAN,PATNA - 800 001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RBIS0GOBHEP is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Reserve Bank of India's RBI, PATNA, GOVT OF BIHAR branch came to be assigned the code RBIS0GOBHEP.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RBIS0GOBHEP, money simply cannot be routed to the RBI, PATNA, GOVT OF BIHAR branch electronically.

Products and account variants supported

Every account opened at the Rbi, Patna, Govt of Bihar branch is mapped to IFSC RBIS0GOBHEP on the RBI payments network. The branch generally supports the full retail product catalogue of Reserve Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RBIS0GOBHEP.

Products and services

Customers walking into the Rbi, Patna, Govt of Bihar branch can access most of Reserve Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RBIS0GOBHEP

How to transfer money using IFSC RBIS0GOBHEP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0GOBHEP across all three.

How to use IFSC RBIS0GOBHEP for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Reserve Bank of India's RBI, PATNA, GOVT OF BIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RBIS0GOBHEP.
4. Confirm the bank name auto-populates as Reserve Bank of India and the branch as RBI, PATNA, GOVT OF BIHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RBI, PATNA, GOVT OF BIHAR

If you need to transfer ₹2 lakh or more in one go to an account at Reserve Bank of India's RBI, PATNA, GOVT OF BIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RBIS0GOBHEP while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Reserve Bank of India – RBI, PATNA, GOVT OF BIHAR, use IMPS. With IFSC RBIS0GOBHEP and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Rbi, Patna, Govt of Bihar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RBIS0GOBHEP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RBI, PATNA, GOVT OF BIHAR is still linked to IFSC RBIS0GOBHEP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Reserve Bank of India's RBI, PATNA, GOVT OF BIHAR branch, the IFSC RBIS0GOBHEP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RBIS0GOBHEP

Reserve Bank of India customers can register for net banking and the bank's official mobile app once their account at the RBI, PATNA, GOVT OF BIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RBIS0GOBHEP is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Rbi, Patna, Govt of Bihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RBIS0GOBHEP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC RBIS0GOBHEP

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Reserve Bank of India – RBI, PATNA, GOVT OF BIHAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RBIS0GOBHEP.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Rbi, Patna, Govt of Bihar branch

The branch is located at RESERVE BANK OF INDIA, SOUTH GANDHI MAIDAN,PATNA - 800 001, which puts it inside Patna, the broader Patna district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Reserve Bank of India Rbi, Patna, Govt of Bihar branch” — the verified location pin for IFSC RBIS0GOBHEP should appear at the top of the results.
2. Confirm the branch is open by calling 612-2323291 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RBIS0GOBHEP and your account number.

Verifying IFSC RBIS0GOBHEP from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RBIS0GOBHEP by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 612-2323291.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rbi, Patna, Govt of Bihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0GOBHEP, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: RBIS0GOBHEP is the IFSC code of Reserve Bank of India, RBI, PATNA, GOVT OF BIHAR branch, in PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.