IFSC Code of Reserve Bank of India, Rbi, Mumbai RO Govt of Maharashtra Branch, Maharashtra

Use this page as a one-stop reference for everything related to Reserve Bank of India's RBI, MUMBAI RO GOVT OF MAHARASHTRA branch in MUMBAI, MAHARASHTRA. The branch's IFSC code RBIS0GOMHEP is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RBIS0GOMHEP is the IFSC of Reserve Bank of India's RBI, MUMBAI RO GOVT OF MAHARASHTRA branch. The format is fixed: RBIS = bank code, 0 = reserved, GOMHEP = branch identifier.

Bank profile

Reserve Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Rbi, Mumbai RO Govt of Maharashtra branch — IFSC RBIS0GOMHEP — extends the bank's services to customers in and around Mumbai, Maharashtra.

Branch details at a glance

About this branch

The branch is located at RESERVE BANK OF INDIA,BANKING DEPT,MAIN BUILDING,MUMBAI REGIONAL OFFICE,FORT,MUMBAI,400 001. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Reserve Bank of India. The IFSC RBIS0GOMHEP is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Reserve Bank of India's RBI, MUMBAI RO GOVT OF MAHARASHTRA branch came to be assigned the code RBIS0GOMHEP.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RBIS0GOMHEP, money simply cannot be routed to the RBI, MUMBAI RO GOVT OF MAHARASHTRA branch electronically.

Account types you can open at the Rbi, Mumbai RO Govt of Maharashtra branch

Once you have an account at Reserve Bank of India – RBI, MUMBAI RO GOVT OF MAHARASHTRA, the IFSC RBIS0GOMHEP stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Rbi, Mumbai RO Govt of Maharashtra branch can access most of Reserve Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RBIS0GOMHEP

How to transfer money using IFSC RBIS0GOMHEP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0GOMHEP across all three.

NEFT to Reserve Bank of India, RBI, MUMBAI RO GOVT OF MAHARASHTRA using IFSC RBIS0GOMHEP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0GOMHEP, and confirm that the system picks up Reserve Bank of India – RBI, MUMBAI RO GOVT OF MAHARASHTRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RBI, MUMBAI RO GOVT OF MAHARASHTRA

If you need to transfer ₹2 lakh or more in one go to an account at Reserve Bank of India's RBI, MUMBAI RO GOVT OF MAHARASHTRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RBIS0GOMHEP while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Reserve Bank of India – RBI, MUMBAI RO GOVT OF MAHARASHTRA, use IMPS. With IFSC RBIS0GOMHEP and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Rbi, Mumbai RO Govt of Maharashtra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RBIS0GOMHEP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RBI, MUMBAI RO GOVT OF MAHARASHTRA is still linked to IFSC RBIS0GOMHEP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RBIS0GOMHEP

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Reserve Bank of India – RBI, MUMBAI RO GOVT OF MAHARASHTRA is still mapped to IFSC RBIS0GOMHEP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RBIS0GOMHEP and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Rbi, Mumbai RO Govt of Maharashtra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RBIS0GOMHEP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Rbi, Mumbai RO Govt of Maharashtra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RBIS0GOMHEP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Reserve Bank of India – RBI, MUMBAI RO GOVT OF MAHARASHTRA:

• The IFSC is exactly RBIS0GOMHEP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Reserve Bank of India as the bank name and RBI, MUMBAI RO GOVT OF MAHARASHTRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rbi, Mumbai RO Govt of Maharashtra branch sits at RESERVE BANK OF INDIA,BANKING DEPT,MAIN BUILDING,MUMBAI REGIONAL OFFICE,FORT,MUMBAI,400 001. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-22610464 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RBIS0GOMHEP and your account number.

Verifying IFSC RBIS0GOMHEP from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RBIS0GOMHEP by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22610464.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rbi, Mumbai RO Govt of Maharashtra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0GOMHEP, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RBIS0GOMHEP belongs to Reserve Bank of India's RBI, MUMBAI RO GOVT OF MAHARASHTRA branch, located at RESERVE BANK OF INDIA,BANKING DEPT,MAIN BUILDING,MUMBAI REGIONAL… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.