IFSC Code of Reserve Bank of India, Gangtok Regional Office Branch, Sikkim

Below are the complete branch details for Reserve Bank of India, GANGTOK REGIONAL OFFICE branch, located in GANGTOK, SIKKIM. The IFSC assigned by the Reserve Bank of India to this branch is RBIS0GOSKEP. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RBIS0GOSKEP for Reserve Bank of India – GANGTOK REGIONAL OFFICE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Reserve Bank of India – GANGTOK REGIONAL OFFICE is RBIS0GOSKEP. The first four letters RBIS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GOSKEP map to this branch in GANGTOK, SIKKIM.

Branch details at a glance

About Reserve Bank of India

Reserve Bank of India operates a wide network of branches across India, including the Gangtok Regional Office branch in Gangtok. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RBIS0GOSKEP.

About the Gangtok Regional Office branch

The Gangtok Regional Office branch of Reserve Bank of India is situated at RESERVE BANK OF INDIA,TSEYANG DJONG BUILDING NATIONAL HIGHWAY 10,AMDO GOLAI,TADONG,GANGTOK SIKKIM -737102. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RBIS0GOSKEP is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Reserve Bank of India's GANGTOK REGIONAL OFFICE branch came to be assigned the code RBIS0GOSKEP.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RBIS0GOSKEP, money simply cannot be routed to the GANGTOK REGIONAL OFFICE branch electronically.

How to transfer money using IFSC RBIS0GOSKEP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0GOSKEP across all three.

NEFT to Reserve Bank of India, GANGTOK REGIONAL OFFICE using IFSC RBIS0GOSKEP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0GOSKEP, and confirm that the system picks up Reserve Bank of India – GANGTOK REGIONAL OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GANGTOK REGIONAL OFFICE

If you need to transfer ₹2 lakh or more in one go to an account at Reserve Bank of India's GANGTOK REGIONAL OFFICE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RBIS0GOSKEP while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Reserve Bank of India – GANGTOK REGIONAL OFFICE, use IMPS. With IFSC RBIS0GOSKEP and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gangtok Regional Office

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RBIS0GOSKEP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANGTOK REGIONAL OFFICE is still linked to IFSC RBIS0GOSKEP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RBIS0GOSKEP

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Reserve Bank of India – GANGTOK REGIONAL OFFICE is still mapped to IFSC RBIS0GOSKEP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RBIS0GOSKEP and the beneficiary's account number to complete the transfer.

Account types you can open at the Gangtok Regional Office branch

Once you have an account at Reserve Bank of India – GANGTOK REGIONAL OFFICE, the IFSC RBIS0GOSKEP stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gangtok Regional Office branch can access most of Reserve Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RBIS0GOSKEP

MICR & cheque-truncation details

Cheques drawn on the Gangtok Regional Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RBIS0GOSKEP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Gangtok Regional Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RBIS0GOSKEP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Reserve Bank of India – GANGTOK REGIONAL OFFICE:

• The IFSC is exactly RBIS0GOSKEP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Reserve Bank of India as the bank name and GANGTOK REGIONAL OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gangtok Regional Office branch

The branch is located at RESERVE BANK OF INDIA,TSEYANG DJONG BUILDING NATIONAL HIGHWAY 10,AMDO GOLAI,TADONG,GANGTOK SIKKIM -737102, which puts it inside Gangtok, the broader Gangtok district, and the state of Sikkim. To plan your visit:

1. Open Google Maps on your phone and search for “Reserve Bank of India Gangtok Regional Office branch” — the verified location pin for IFSC RBIS0GOSKEP should appear at the top of the results.
2. Confirm the branch is open by calling 3592-280050 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RBIS0GOSKEP and your account number.

Verifying IFSC RBIS0GOSKEP from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RBIS0GOSKEP by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 3592-280050.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gangtok Regional Office branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0GOSKEP, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RBIS0GOSKEP belongs to Reserve Bank of India's GANGTOK REGIONAL OFFICE branch, located at RESERVE BANK OF INDIA,TSEYANG DJONG BUILDING NATIONAL HIGHWAY 10,AMDO… in GANGTOK, SIKKIM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.