IFSC Code of Reserve Bank of India, Rbi, Bengaluru, Govt of Karnataka Branch, Karnataka

If you are searching for the IFSC code of Reserve Bank of India, RBI, BENGALURU, GOVT OF KARNATAKA branch in BENGALURU, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is RBIS0GOKAER. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RBI, BENGALURU, GOVT OF KARNATAKA branch, and detailed step-by-step guides for using the IFSC RBIS0GOKAER across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Reserve Bank of India – RBI, BENGALURU, GOVT OF KARNATAKA is RBIS0GOKAER. The first four letters RBIS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GOKAER map to this branch in BENGALURU, KARNATAKA.

Branch details at a glance

About the bank

Reserve Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rbi, Bengaluru, Govt of Karnataka branch in Bengaluru, Karnataka is part of this network and uses the IFSC code RBIS0GOKAER for all electronic settlement.

About this branch

The branch is located at RESERVE BANK OF INDIA, 10/3/8, NRUPTHUNGA ROAD, BENGALURU-560 001. It serves the Bengaluru region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Reserve Bank of India. The IFSC RBIS0GOKAER is used to identify this branch on the RBI payments network.

Why every Reserve Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RBI, BENGALURU, GOVT OF KARNATAKA of Reserve Bank of India — its own 11-character IFSC. The code RBIS0GOKAER is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RBIS0GOKAER the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC RBIS0GOKAER

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0GOKAER across all three.

NEFT to Reserve Bank of India, RBI, BENGALURU, GOVT OF KARNATAKA using IFSC RBIS0GOKAER

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0GOKAER, and confirm that the system picks up Reserve Bank of India – RBI, BENGALURU, GOVT OF KARNATAKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RBIS0GOKAER

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Reserve Bank of India – RBI, BENGALURU, GOVT OF KARNATAKA, ensure your bank's portal accepts IFSC RBIS0GOKAER while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Reserve Bank of India – RBI, BENGALURU, GOVT OF KARNATAKA, use IMPS. With IFSC RBIS0GOKAER and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RBIS0GOKAER for Reserve Bank of India – RBI, BENGALURU, GOVT OF KARNATAKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rbi, Bengaluru, Govt of Karnataka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Reserve Bank of India's RBI, BENGALURU, GOVT OF KARNATAKA branch, the IFSC RBIS0GOKAER is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Rbi, Bengaluru, Govt of Karnataka branch

Once you have an account at Reserve Bank of India – RBI, BENGALURU, GOVT OF KARNATAKA, the IFSC RBIS0GOKAER stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Rbi, Bengaluru, Govt of Karnataka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-22180510.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RBIS0GOKAER

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Reserve Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RBIS0GOKAER and the account number together uniquely identify the Rbi, Bengaluru, Govt of Karnataka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Rbi, Bengaluru, Govt of Karnataka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RBIS0GOKAER is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Reserve Bank of India – RBI, BENGALURU, GOVT OF KARNATAKA:

• The IFSC is exactly RBIS0GOKAER with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Reserve Bank of India as the bank name and RBI, BENGALURU, GOVT OF KARNATAKA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rbi, Bengaluru, Govt of Karnataka branch sits at RESERVE BANK OF INDIA, 10/3/8, NRUPTHUNGA ROAD, BENGALURU-560 001. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 80-22180510 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RBIS0GOKAER and your account number.

Verifying IFSC RBIS0GOKAER from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RBIS0GOKAER by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-22180510.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rbi, Bengaluru, Govt of Karnataka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0GOKAER, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: RBIS0GOKAER is the IFSC code of Reserve Bank of India, RBI, BENGALURU, GOVT OF KARNATAKA branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.