IFSC Code of Reserve Bank of India, Rbi, Bengaluru,Govt of Karnataka Branch, Karnataka

Below are the complete branch details for Reserve Bank of India, RBI, BENGALURU,GOVT OF KARNATAKA branch, located in BENGALURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is RBIS0GOKAEP. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RBIS0GOKAEP for Reserve Bank of India – RBI, BENGALURU,GOVT OF KARNATAKA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Reserve Bank of India – RBI, BENGALURU,GOVT OF KARNATAKA is RBIS0GOKAEP. The first four letters RBIS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GOKAEP map to this branch in BENGALURU, KARNATAKA.

Bank profile

Reserve Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Rbi, Bengaluru,Govt of Karnataka branch — IFSC RBIS0GOKAEP — extends the bank's services to customers in and around Bengaluru, Karnataka.

Branch details at a glance

Rbi, Bengaluru,Govt of Karnataka branch overview

Located at RESERVE BANK OF INDIA, 10/3/8, NRUPTHUNGA ROAD BENGALURU 560001,INDIA, the Rbi, Bengaluru,Govt of Karnataka branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RBIS0GOKAEP is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Reserve Bank of India's RBI, BENGALURU,GOVT OF KARNATAKA branch came to be assigned the code RBIS0GOKAEP.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RBIS0GOKAEP, money simply cannot be routed to the RBI, BENGALURU,GOVT OF KARNATAKA branch electronically.

Products and account variants supported

Every account opened at the Rbi, Bengaluru,Govt of Karnataka branch is mapped to IFSC RBIS0GOKAEP on the RBI payments network. The branch generally supports the full retail product catalogue of Reserve Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RBIS0GOKAEP.

Products and services

Customers walking into the Rbi, Bengaluru,Govt of Karnataka branch can access most of Reserve Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RBIS0GOKAEP

How to transfer money using IFSC RBIS0GOKAEP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0GOKAEP across all three.

NEFT to Reserve Bank of India, RBI, BENGALURU,GOVT OF KARNATAKA using IFSC RBIS0GOKAEP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0GOKAEP, and confirm that the system picks up Reserve Bank of India – RBI, BENGALURU,GOVT OF KARNATAKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RBIS0GOKAEP

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Reserve Bank of India – RBI, BENGALURU,GOVT OF KARNATAKA, ensure your bank's portal accepts IFSC RBIS0GOKAEP while registering the beneficiary. RTGS is also available 24x7.

IMPS to Reserve Bank of India RBI, BENGALURU,GOVT OF KARNATAKA (IFSC RBIS0GOKAEP)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RBIS0GOKAEP in your mobile or internet banking app, and the money is credited to the RBI, BENGALURU,GOVT OF KARNATAKA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RBIS0GOKAEP for Reserve Bank of India – RBI, BENGALURU,GOVT OF KARNATAKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rbi, Bengaluru,Govt of Karnataka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Reserve Bank of India's RBI, BENGALURU,GOVT OF KARNATAKA branch, the IFSC RBIS0GOKAEP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RBIS0GOKAEP

Reserve Bank of India customers can register for net banking and the bank's official mobile app once their account at the RBI, BENGALURU,GOVT OF KARNATAKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RBIS0GOKAEP is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Rbi, Bengaluru,Govt of Karnataka branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RBIS0GOKAEP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Reserve Bank of India – RBI, BENGALURU,GOVT OF KARNATAKA:

• The IFSC is exactly RBIS0GOKAEP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Reserve Bank of India as the bank name and RBI, BENGALURU,GOVT OF KARNATAKA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Rbi, Bengaluru,Govt of Karnataka branch

The branch is located at RESERVE BANK OF INDIA, 10/3/8, NRUPTHUNGA ROAD BENGALURU 560001,INDIA, which puts it inside Bengaluru, the broader Bengaluru district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Reserve Bank of India Rbi, Bengaluru,Govt of Karnataka branch” — the verified location pin for IFSC RBIS0GOKAEP should appear at the top of the results.
2. Confirm the branch is open by calling 80-22212789 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RBIS0GOKAEP and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RBIS0GOKAEP for Reserve Bank of India – RBI, BENGALURU,GOVT OF KARNATAKA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rbi, Bengaluru,Govt of Karnataka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0GOKAEP, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: RBIS0GOKAEP is the IFSC code of Reserve Bank of India, RBI, BENGALURU,GOVT OF KARNATAKA branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.