Use this page as a one-stop reference for everything related to RBL Bank Limited's VADODARA branch in VADODARA, GUJARAT. The branch's IFSC code RATN0000143 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For RBL Bank Limited's VADODARA branch, the IFSC RATN0000143 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000143 identifies this particular branch.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Vadodara |
| IFSC Code | RATN0000143 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE RATNAKAR BANKLTD,CHITRAKUT COMPLEX, OPP HDFC BANK,NR PASHABHAI PARK,RACECOURSE ROAD,VADODARA 390007 |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Phone | 9920074414 |
Bank profile
RBL Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Vadodara branch — IFSC RATN0000143 — extends the bank's services to customers in and around Vadodara, Gujarat.
About the Vadodara branch
The Vadodara branch of RBL Bank Limited is situated at THE RATNAKAR BANKLTD,CHITRAKUT COMPLEX, OPP HDFC BANK,NR PASHABHAI PARK,RACECOURSE ROAD,VADODARA 390007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000143 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's VADODARA branch came to be assigned the code RATN0000143.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000143, money simply cannot be routed to the VADODARA branch electronically.
How to transfer money using IFSC RATN0000143
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000143 across all three.
How to use IFSC RATN0000143 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's VADODARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RATN0000143.
- Confirm the bank name auto-populates as RBL Bank Limited and the branch as VADODARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC RATN0000143
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to RBL Bank Limited – VADODARA, ensure your bank's portal accepts IFSC RATN0000143 while registering the beneficiary. RTGS is also available 24x7.
IMPS to RBL Bank Limited VADODARA (IFSC RATN0000143)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000143 in your mobile or internet banking app, and the money is credited to the VADODARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RATN0000143 for RBL Bank Limited – VADODARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RATN0000143 | Yes – RATN0000143 | Yes – RATN0000143 |
For most retail customers crediting the Vadodara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's VADODARA branch, the IFSC RATN0000143 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vadodara branch is mapped to IFSC RATN0000143 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000143.
Banking services available
The Vadodara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9920074414.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000143
MICR & cheque-truncation details
Cheques drawn on the Vadodara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000143 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC RATN0000143
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VADODARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000143 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – VADODARA:
- The IFSC is exactly RATN0000143 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and VADODARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vadodara branch sits at THE RATNAKAR BANKLTD,CHITRAKUT COMPLEX, OPP HDFC BANK,NR PASHABHAI PARK,RACECOURSE ROAD,VADODARA 390007. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 9920074414 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000143 and your account number.
Verifying IFSC RATN0000143 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000143 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9920074414.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vadodara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RATN0000143, however, work 24x7.
Branch address & contact
RBL Bank LimitedVadodara Branch
THE RATNAKAR BANKLTD,CHITRAKUT COMPLEX, OPP HDFC BANK,NR PASHABHAI PARK,RACECOURSE ROAD,VADODARA 390007
Vadodara, Gujarat
Phone: 9920074414
IFSC: RATN0000143
Frequently asked questions
Where is RBL Bank Limited Vadodara branch located?
RBL Bank Limited's Vadodara branch is located at THE RATNAKAR BANKLTD,CHITRAKUT COMPLEX, OPP HDFC BANK,NR PASHABHAI PARK,RACECOURSE ROAD,VADODARA 390007, Vadodara, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vadodara branch but serve different purposes.
Can I use IFSC RATN0000143 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RATN0000143 to send funds instantly.
What is the IFSC code of RBL Bank Limited Vadodara branch?
The IFSC code of RBL Bank Limited, Vadodara branch is RATN0000143. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of RBL Bank Limited Vadodara branch?
You can reach the branch at 9920074414 during regular banking hours.
How quickly will an NEFT transfer using RATN0000143 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Vadodara reflect within 30 minutes.
Is IFSC RATN0000143 the same for all accounts at Vadodara branch?
Yes. The IFSC RATN0000143 is shared by every account held at RBL Bank Limited's Vadodara branch. Only the account number changes from customer to customer.
Final notes
To recap: RATN0000143 is the IFSC code of RBL Bank Limited, VADODARA branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
