IFSC Code of RBL Bank Limited, Indirapuram,Ghaziabad Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for RBL Bank Limited, INDIRAPURAM,GHAZIABAD branch in UTTAR PRADESH. The 11-digit IFSC RATN0000430 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with RBL Bank Limited at the INDIRAPURAM,GHAZIABAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for RBL Bank Limited – INDIRAPURAM,GHAZIABAD is RATN0000430. The first four letters RATN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000430 map to this branch in UTTAR PRADESH, UTTAR PRADESH.

Bank profile

RBL Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Indirapuram,Ghaziabad branch — IFSC RATN0000430 — extends the bank's services to customers in and around Uttar Pradesh, Uttar Pradesh.

About the Indirapuram,Ghaziabad branch

The Indirapuram,Ghaziabad branch of RBL Bank Limited is situated at AG -16, AG-33 & AG-15C, BLOCK-A, ADITYA CITY CENTER, PLOTNO-C/GH-3, VAIBHAV KHAND, INDIRAPURAM, GHAZIABAD, UTTAR PRADESH, PINCODE-201012. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000430 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's INDIRAPURAM,GHAZIABAD branch came to be assigned the code RATN0000430.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000430, money simply cannot be routed to the INDIRAPURAM,GHAZIABAD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Indirapuram,Ghaziabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000430 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC RATN0000430

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000430 across all three.

NEFT to RBL Bank Limited, INDIRAPURAM,GHAZIABAD using IFSC RATN0000430

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000430, and confirm that the system picks up RBL Bank Limited – INDIRAPURAM,GHAZIABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RATN0000430

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to RBL Bank Limited – INDIRAPURAM,GHAZIABAD, ensure your bank's portal accepts IFSC RATN0000430 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to RBL Bank Limited – INDIRAPURAM,GHAZIABAD, use IMPS. With IFSC RATN0000430 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Indirapuram,Ghaziabad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000430:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at INDIRAPURAM,GHAZIABAD is still linked to IFSC RATN0000430.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RATN0000430

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – INDIRAPURAM,GHAZIABAD is still mapped to IFSC RATN0000430. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000430 and the beneficiary's account number to complete the transfer.

Account types you can open at the Indirapuram,Ghaziabad branch

Once you have an account at RBL Bank Limited – INDIRAPURAM,GHAZIABAD, the IFSC RATN0000430 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Indirapuram,Ghaziabad branch can access most of RBL Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RATN0000430

Online banking and IFSC RATN0000430

RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the INDIRAPURAM,GHAZIABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000430 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Indirapuram,Ghaziabad branch

The branch is located at AG -16, AG-33 & AG-15C, BLOCK-A, ADITYA CITY CENTER, PLOTNO-C/GH-3, VAIBHAV KHAND, INDIRAPURAM, GHAZIABAD, UTTAR PRADESH, PINCODE-201012, which puts it inside Uttar Pradesh, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “RBL Bank Limited Indirapuram,Ghaziabad branch” — the verified location pin for IFSC RATN0000430 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000430 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – INDIRAPURAM,GHAZIABAD:

• The IFSC is exactly RATN0000430 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills RBL Bank Limited as the bank name and INDIRAPURAM,GHAZIABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Indirapuram,Ghaziabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000430 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RATN0000430 for RBL Bank Limited – INDIRAPURAM,GHAZIABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RATN0000430 belongs to RBL Bank Limited's INDIRAPURAM,GHAZIABAD branch, located at AG -16, AG-33 & AG-15C, BLOCK-A, ADITYA CITY CENTER, PLOTNO-C/GH-3, VAIBHAV… in UTTAR PRADESH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.