This page lists the IFSC code, branch address, contact number and fund-transfer information for RBL Bank Limited, TIRUCHENGODE branch in TIRUCHENGODE. The 11-digit IFSC RATN0000256 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with RBL Bank Limited at the TIRUCHENGODE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For RBL Bank Limited's TIRUCHENGODE branch, the IFSC RATN0000256 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000256 identifies this particular branch.
About the bank
RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tiruchengode branch in Tiruchengode, Tamil Nadu is part of this network and uses the IFSC code RATN0000256 for all electronic settlement.
About the Tiruchengode branch
The Tiruchengode branch of RBL Bank Limited is situated at RBL BANK LTD,DOOR NO.180,BANGALA STREET,ERODE MAIN ROAD,TIRUCHENGODE-637211. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000256 is used.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Tiruchengode |
| IFSC Code | RATN0000256 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RBL BANK LTD,DOOR NO.180,BANGALA STREET,ERODE MAIN ROAD,TIRUCHENGODE-637211 |
| City | Tiruchengode |
| District | Tiruchengode |
| State | Tamil Nadu |
| STD Code | 4288 |
| Phone | 1800123804 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's TIRUCHENGODE branch came to be assigned the code RATN0000256.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000256, money simply cannot be routed to the TIRUCHENGODE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Tiruchengode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000256 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC RATN0000256
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000256 across all three.
How to use IFSC RATN0000256 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's TIRUCHENGODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RATN0000256.
- Confirm the bank name auto-populates as RBL Bank Limited and the branch as TIRUCHENGODE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC RATN0000256
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to RBL Bank Limited – TIRUCHENGODE, ensure your bank's portal accepts IFSC RATN0000256 while registering the beneficiary. RTGS is also available 24x7.
IMPS to RBL Bank Limited TIRUCHENGODE (IFSC RATN0000256)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000256 in your mobile or internet banking app, and the money is credited to the TIRUCHENGODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RATN0000256 for RBL Bank Limited – TIRUCHENGODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RATN0000256 | Yes – RATN0000256 | Yes – RATN0000256 |
For most retail customers crediting the Tiruchengode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's TIRUCHENGODE branch, the IFSC RATN0000256 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Tiruchengode branch is mapped to IFSC RATN0000256 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000256.
Products and services
Customers walking into the Tiruchengode branch can access most of RBL Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RATN0000256
Digital banking channels
Most day-to-day work that customers used to do at the Tiruchengode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RATN0000256 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Tiruchengode branch sits at RBL BANK LTD,DOOR NO.180,BANGALA STREET,ERODE MAIN ROAD,TIRUCHENGODE-637211. If you are travelling from outside Tiruchengode, search for the branch on a maps application using the bank name and locality, or call 4288-1800123804 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000256 and your account number.
Common mistakes to avoid when using IFSC RATN0000256
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to RBL Bank Limited – TIRUCHENGODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RATN0000256. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Tiruchengode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000256 continue to work without interruption.
Verifying IFSC RATN0000256 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000256 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4288-1800123804.
- Visiting the bank's official branch locator page.
Branch address & contact
RBL Bank LimitedTiruchengode Branch
RBL BANK LTD,DOOR NO.180,BANGALA STREET,ERODE MAIN ROAD,TIRUCHENGODE-637211
Tiruchengode, Tamil Nadu
Phone: 4288-1800123804
IFSC: RATN0000256
Frequently asked questions
How quickly will an NEFT transfer using RATN0000256 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Tiruchengode reflect within 30 minutes.
What is the IFSC code of RBL Bank Limited Tiruchengode branch?
The IFSC code of RBL Bank Limited, Tiruchengode branch is RATN0000256. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is RBL Bank Limited Tiruchengode branch located?
RBL Bank Limited's Tiruchengode branch is located at RBL BANK LTD,DOOR NO.180,BANGALA STREET,ERODE MAIN ROAD,TIRUCHENGODE-637211, Tiruchengode, Tamil Nadu.
Can I use IFSC RATN0000256 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RATN0000256 to send funds instantly.
How do I add RBL Bank Limited Tiruchengode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000256, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC RATN0000256 the same for all accounts at Tiruchengode branch?
Yes. The IFSC RATN0000256 is shared by every account held at RBL Bank Limited's Tiruchengode branch. Only the account number changes from customer to customer.
What is the phone number of RBL Bank Limited Tiruchengode branch?
You can reach the branch at 4288-1800123804 during regular banking hours.
Final notes
To recap: RATN0000256 is the IFSC code of RBL Bank Limited, TIRUCHENGODE branch, in TIRUCHENGODE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
