This page lists the IFSC code, branch address, contact number and fund-transfer information for RBL Bank Limited, DOMBIVALI WEST branch in THANE. The 11-digit IFSC RATN0000081 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with RBL Bank Limited at the DOMBIVALI WEST location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for RBL Bank Limited – DOMBIVALI WEST is RATN0000081. The first four letters RATN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000081 map to this branch in THANE, MAHARASHTRA.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Dombivali West |
| IFSC Code | RATN0000081 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE RATNAKAR BANK LTD, ATIM TARA, GROUND FLOOR,SUBHASH ROAD, VISHNUNAGAR,DOMBIVALI W 421 202. |
| City | Thane |
| District | Thane |
| State | Maharashtra |
About RBL Bank Limited
RBL Bank Limited operates a wide network of branches across India, including the Dombivali West branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RATN0000081.
About this branch
The branch is located at THE RATNAKAR BANK LTD, ATIM TARA, GROUND FLOOR,SUBHASH ROAD, VISHNUNAGAR,DOMBIVALI W 421 202.. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of RBL Bank Limited. The IFSC RATN0000081 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's DOMBIVALI WEST branch came to be assigned the code RATN0000081.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000081, money simply cannot be routed to the DOMBIVALI WEST branch electronically.
How to transfer money using IFSC RATN0000081
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000081 across all three.
How to use IFSC RATN0000081 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's DOMBIVALI WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RATN0000081.
- Confirm the bank name auto-populates as RBL Bank Limited and the branch as DOMBIVALI WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC RATN0000081
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to RBL Bank Limited – DOMBIVALI WEST, ensure your bank's portal accepts IFSC RATN0000081 while registering the beneficiary. RTGS is also available 24x7.
IMPS to RBL Bank Limited DOMBIVALI WEST (IFSC RATN0000081)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000081 in your mobile or internet banking app, and the money is credited to the DOMBIVALI WEST branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RATN0000081 for RBL Bank Limited – DOMBIVALI WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RATN0000081 | Yes – RATN0000081 | Yes – RATN0000081 |
For most retail customers crediting the Dombivali West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RATN0000081
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – DOMBIVALI WEST is still mapped to IFSC RATN0000081. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000081 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dombivali West branch is mapped to IFSC RATN0000081 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000081.
Products and services
Customers walking into the Dombivali West branch can access most of RBL Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RATN0000081
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000081 and the account number together uniquely identify the Dombivali West branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC RATN0000081
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DOMBIVALI WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000081 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – DOMBIVALI WEST:
- The IFSC is exactly RATN0000081 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and DOMBIVALI WEST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dombivali West branch sits at THE RATNAKAR BANK LTD, ATIM TARA, GROUND FLOOR,SUBHASH ROAD, VISHNUNAGAR,DOMBIVALI W 421 202.. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000081 and your account number.
Verifying IFSC RATN0000081 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000081 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dombivali West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000081 continue to work without interruption.
Branch address & contact
RBL Bank LimitedDombivali West Branch
THE RATNAKAR BANK LTD, ATIM TARA, GROUND FLOOR,SUBHASH ROAD, VISHNUNAGAR,DOMBIVALI W 421 202.
Thane, Maharashtra
Phone: the branch contact number
IFSC: RATN0000081
Frequently asked questions
What is the IFSC code of RBL Bank Limited Dombivali West branch?
The IFSC code of RBL Bank Limited, Dombivali West branch is RATN0000081. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add RBL Bank Limited Dombivali West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000081, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC RATN0000081 valid for NEFT and RTGS?
Yes. IFSC RATN0000081 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC RATN0000081 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RATN0000081 to send funds instantly.
How quickly will an NEFT transfer using RATN0000081 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Dombivali West reflect within 30 minutes.
Does RBL Bank Limited Dombivali West branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of RBL Bank Limited Dombivali West branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is RBL Bank Limited Dombivali West branch located?
RBL Bank Limited's Dombivali West branch is located at THE RATNAKAR BANK LTD, ATIM TARA, GROUND FLOOR,SUBHASH ROAD, VISHNUNAGAR,DOMBIVALI W 421 202., Thane, Maharashtra.
Summary
The IFSC code RATN0000081 belongs to RBL Bank Limited's DOMBIVALI WEST branch, located at THE RATNAKAR BANK LTD, ATIM TARA, GROUND FLOOR,SUBHASH ROAD,… in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
