This page lists the IFSC code, branch address, contact number and fund-transfer information for RBL Bank Limited, BOISAR branch in THANE. The 11-digit IFSC RATN0000107 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with RBL Bank Limited at the BOISAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RATN0000107 is the IFSC of RBL Bank Limited's BOISAR branch. The format is fixed: RATN = bank code, 0 = reserved, 000107 = branch identifier.
About the bank
RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Boisar branch in Thane, Maharashtra is part of this network and uses the IFSC code RATN0000107 for all electronic settlement.
About the Boisar branch
The Boisar branch of RBL Bank Limited is situated at THE RATNAKAR BANK LTD,BUILDING NO 2 A AMEYA PARK,NAVAPUR ROAD,BOISAR WEST 401501. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000107 is used.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Boisar |
| IFSC Code | RATN0000107 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE RATNAKAR BANK LTD,BUILDING NO 2 A AMEYA PARK,NAVAPUR ROAD,BOISAR WEST 401501 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Phone | 8692920004 |
Why every RBL Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BOISAR of RBL Bank Limited — its own 11-character IFSC. The code RATN0000107 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RATN0000107 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Boisar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000107 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC RATN0000107
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000107 across all three.
NEFT to RBL Bank Limited, BOISAR using IFSC RATN0000107
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000107, and confirm that the system picks up RBL Bank Limited – BOISAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BOISAR
If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's BOISAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000107 while initiating the transfer and the credit will appear within minutes.
IMPS to RBL Bank Limited BOISAR (IFSC RATN0000107)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000107 in your mobile or internet banking app, and the money is credited to the BOISAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RATN0000107 for RBL Bank Limited – BOISAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RATN0000107 | Yes – RATN0000107 | Yes – RATN0000107 |
For most retail customers crediting the Boisar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RATN0000107
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – BOISAR is still mapped to IFSC RATN0000107. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000107 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Boisar branch is mapped to IFSC RATN0000107 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000107.
Banking services available
The Boisar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8692920004.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000107
Online banking and IFSC RATN0000107
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BOISAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000107 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Boisar branch sits at THE RATNAKAR BANK LTD,BUILDING NO 2 A AMEYA PARK,NAVAPUR ROAD,BOISAR WEST 401501. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 8692920004 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000107 and your account number.
Common mistakes to avoid when using IFSC RATN0000107
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to RBL Bank Limited – BOISAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RATN0000107. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Boisar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000107 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RATN0000107 for RBL Bank Limited – BOISAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
RBL Bank LimitedBoisar Branch
THE RATNAKAR BANK LTD,BUILDING NO 2 A AMEYA PARK,NAVAPUR ROAD,BOISAR WEST 401501
Thane, Maharashtra
Phone: 8692920004
IFSC: RATN0000107
Frequently asked questions
What is the IFSC code of RBL Bank Limited Boisar branch?
The IFSC code of RBL Bank Limited, Boisar branch is RATN0000107. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC RATN0000107 the same for all accounts at Boisar branch?
Yes. The IFSC RATN0000107 is shared by every account held at RBL Bank Limited's Boisar branch. Only the account number changes from customer to customer.
How do I add RBL Bank Limited Boisar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000107, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC RATN0000107 valid for NEFT and RTGS?
Yes. IFSC RATN0000107 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using RATN0000107 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Boisar reflect within 30 minutes.
Where is RBL Bank Limited Boisar branch located?
RBL Bank Limited's Boisar branch is located at THE RATNAKAR BANK LTD,BUILDING NO 2 A AMEYA PARK,NAVAPUR ROAD,BOISAR WEST 401501, Thane, Maharashtra.
Final notes
To recap: RATN0000107 is the IFSC code of RBL Bank Limited, BOISAR branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
