IFSC Code of RBL Bank Limited, Chak Z Sriganganagar Branch, Rajasthan

Below are the complete branch details for RBL Bank Limited, CHAK Z SRIGANGANAGAR branch, located in SRIGANGANAGAR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000235. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000235 for RBL Bank Limited – CHAK Z SRIGANGANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RATN0000235 is the IFSC of RBL Bank Limited's CHAK Z SRIGANGANAGAR branch. The format is fixed: RATN = bank code, 0 = reserved, 000235 = branch identifier.

About the bank

RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chak Z Sriganganagar branch in Sriganganagar, Rajasthan is part of this network and uses the IFSC code RATN0000235 for all electronic settlement.

Branch details at a glance

Chak Z Sriganganagar branch overview

Located at RBL BANK LIMITED GROUND FLOOR MURRABA NO 42 AND 26 SHOP NO 18 21 CHAK 7 Z TEHSIL AND DIST SRIGANGANAGAR RAJASTHAN PIN CODE 335001, the Chak Z Sriganganagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RATN0000235 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's CHAK Z SRIGANGANAGAR branch came to be assigned the code RATN0000235.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000235, money simply cannot be routed to the CHAK Z SRIGANGANAGAR branch electronically.

Account types you can open at the Chak Z Sriganganagar branch

Once you have an account at RBL Bank Limited – CHAK Z SRIGANGANAGAR, the IFSC RATN0000235 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chak Z Sriganganagar branch can access most of RBL Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RATN0000235

How to transfer money using IFSC RATN0000235

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000235 across all three.

NEFT to RBL Bank Limited, CHAK Z SRIGANGANAGAR using IFSC RATN0000235

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000235, and confirm that the system picks up RBL Bank Limited – CHAK Z SRIGANGANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHAK Z SRIGANGANAGAR

If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's CHAK Z SRIGANGANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000235 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to RBL Bank Limited – CHAK Z SRIGANGANAGAR, use IMPS. With IFSC RATN0000235 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Chak Z Sriganganagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000235:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHAK Z SRIGANGANAGAR is still linked to IFSC RATN0000235.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RATN0000235

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – CHAK Z SRIGANGANAGAR is still mapped to IFSC RATN0000235. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000235 and the beneficiary's account number to complete the transfer.

Online banking and IFSC RATN0000235

RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHAK Z SRIGANGANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000235 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000235 and the account number together uniquely identify the Chak Z Sriganganagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC RATN0000235

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to RBL Bank Limited – CHAK Z SRIGANGANAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RATN0000235.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chak Z Sriganganagar branch

The branch is located at RBL BANK LIMITED GROUND FLOOR MURRABA NO 42 AND 26 SHOP NO 18 21 CHAK 7 Z TEHSIL AND DIST SRIGANGANAGAR RAJASTHAN PIN CODE 335001, which puts it inside Sriganganagar, the broader Sriganganagar district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “RBL Bank Limited Chak Z Sriganganagar branch” — the verified location pin for IFSC RATN0000235 should appear at the top of the results.
2. Confirm the branch is open by calling 154-1800123804 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000235 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RATN0000235 for RBL Bank Limited – CHAK Z SRIGANGANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chak Z Sriganganagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000235 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RATN0000235 belongs to RBL Bank Limited's CHAK Z SRIGANGANAGAR branch, located at RBL BANK LIMITED GROUND FLOOR MURRABA NO 42 AND 26 SHOP NO 18 21 CHAK 7 Z… in SRIGANGANAGAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.