Use this page as a one-stop reference for everything related to RBL Bank Limited's ASHTA branch in SEHORE, MADHYA PRADESH. The branch's IFSC code RATN0000149 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For RBL Bank Limited's ASHTA branch, the IFSC RATN0000149 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000149 identifies this particular branch.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Ashta |
| IFSC Code | RATN0000149 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE RATNAKAR BANK LTD,GROUND FLOOR, KHASRA NO. 4161, ASHTA 466116 |
| City | Sehore |
| District | Sehore |
| State | Madhya Pradesh |
About the bank
RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ashta branch in Sehore, Madhya Pradesh is part of this network and uses the IFSC code RATN0000149 for all electronic settlement.
About this branch
The branch is located at THE RATNAKAR BANK LTD,GROUND FLOOR, KHASRA NO. 4161, ASHTA 466116. It serves the Sehore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of RBL Bank Limited. The IFSC RATN0000149 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's ASHTA branch came to be assigned the code RATN0000149.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000149, money simply cannot be routed to the ASHTA branch electronically.
How to transfer money using IFSC RATN0000149
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000149 across all three.
NEFT to RBL Bank Limited, ASHTA using IFSC RATN0000149
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000149, and confirm that the system picks up RBL Bank Limited – ASHTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ASHTA
If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's ASHTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000149 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to RBL Bank Limited – ASHTA, use IMPS. With IFSC RATN0000149 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RATN0000149 for RBL Bank Limited – ASHTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RATN0000149 | Yes – RATN0000149 | Yes – RATN0000149 |
For most retail customers crediting the Ashta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's ASHTA branch, the IFSC RATN0000149 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ashta branch is mapped to IFSC RATN0000149 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000149.
Banking services available
The Ashta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000149
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000149 and the account number together uniquely identify the Ashta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC RATN0000149
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ASHTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000149 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC RATN0000149
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to RBL Bank Limited – ASHTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RATN0000149. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ashta branch
The branch is located at THE RATNAKAR BANK LTD,GROUND FLOOR, KHASRA NO. 4161, ASHTA 466116, which puts it inside Sehore, the broader Sehore district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “RBL Bank Limited Ashta branch” — the verified location pin for IFSC RATN0000149 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000149 and your account number.
Verifying IFSC RATN0000149 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000149 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ashta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000149 continue to work without interruption.
Branch address & contact
RBL Bank LimitedAshta Branch
THE RATNAKAR BANK LTD,GROUND FLOOR, KHASRA NO. 4161, ASHTA 466116
Sehore, Madhya Pradesh
Phone: the branch contact number
IFSC: RATN0000149
Frequently asked questions
Does RBL Bank Limited Ashta branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of RBL Bank Limited Ashta branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add RBL Bank Limited Ashta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000149, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC RATN0000149 valid for NEFT and RTGS?
Yes. IFSC RATN0000149 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using RATN0000149 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Ashta reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ashta branch but serve different purposes.
Is IFSC RATN0000149 the same for all accounts at Ashta branch?
Yes. The IFSC RATN0000149 is shared by every account held at RBL Bank Limited's Ashta branch. Only the account number changes from customer to customer.
Summary
The IFSC code RATN0000149 belongs to RBL Bank Limited's ASHTA branch, located at THE RATNAKAR BANK LTD,GROUND FLOOR, KHASRA NO. 4161, ASHTA 466116 in SEHORE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
