Below are the complete branch details for RBL Bank Limited, PIMPLE SAUDAGAR branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000461. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000461 for RBL Bank Limited – PIMPLE SAUDAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For RBL Bank Limited's PIMPLE SAUDAGAR branch, the IFSC RATN0000461 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000461 identifies this particular branch.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Pimple Saudagar |
| IFSC Code | RATN0000461 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NOS 1-4,ROSE ICON COMMERCIAL, NEXT TO RAJVEER, PALACE, KUNAL ICON ROAD, PIMPLE SAUDAGAR, PUNE 411027 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
About the bank
RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pimple Saudagar branch in Pune, Maharashtra is part of this network and uses the IFSC code RATN0000461 for all electronic settlement.
About the Pimple Saudagar branch
The Pimple Saudagar branch of RBL Bank Limited is situated at SHOP NOS 1-4,ROSE ICON COMMERCIAL, NEXT TO RAJVEER, PALACE, KUNAL ICON ROAD, PIMPLE SAUDAGAR, PUNE 411027. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000461 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's PIMPLE SAUDAGAR branch came to be assigned the code RATN0000461.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000461, money simply cannot be routed to the PIMPLE SAUDAGAR branch electronically.
How to transfer money using IFSC RATN0000461
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000461 across all three.
NEFT to RBL Bank Limited, PIMPLE SAUDAGAR using IFSC RATN0000461
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000461, and confirm that the system picks up RBL Bank Limited – PIMPLE SAUDAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PIMPLE SAUDAGAR
If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's PIMPLE SAUDAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000461 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to RBL Bank Limited – PIMPLE SAUDAGAR, use IMPS. With IFSC RATN0000461 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pimple Saudagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000461:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PIMPLE SAUDAGAR is still linked to IFSC RATN0000461.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC RATN0000461
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – PIMPLE SAUDAGAR is still mapped to IFSC RATN0000461. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000461 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pimple Saudagar branch is mapped to IFSC RATN0000461 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000461.
Banking services available
The Pimple Saudagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000461
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000461 and the account number together uniquely identify the Pimple Saudagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Pimple Saudagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RATN0000461 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – PIMPLE SAUDAGAR:
- The IFSC is exactly RATN0000461 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and PIMPLE SAUDAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pimple Saudagar branch
The branch is located at SHOP NOS 1-4,ROSE ICON COMMERCIAL, NEXT TO RAJVEER, PALACE, KUNAL ICON ROAD, PIMPLE SAUDAGAR, PUNE 411027, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “RBL Bank Limited Pimple Saudagar branch” — the verified location pin for IFSC RATN0000461 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000461 and your account number.
Verifying IFSC RATN0000461 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000461 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pimple Saudagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RATN0000461, however, work 24x7.
Branch address & contact
RBL Bank LimitedPimple Saudagar Branch
SHOP NOS 1-4,ROSE ICON COMMERCIAL, NEXT TO RAJVEER, PALACE, KUNAL ICON ROAD, PIMPLE SAUDAGAR, PUNE 411027
Pune, Maharashtra
Phone: the branch contact number
IFSC: RATN0000461
Frequently asked questions
Is IFSC RATN0000461 the same for all accounts at Pimple Saudagar branch?
Yes. The IFSC RATN0000461 is shared by every account held at RBL Bank Limited's Pimple Saudagar branch. Only the account number changes from customer to customer.
How do I add RBL Bank Limited Pimple Saudagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000461, and complete OTP verification. Once activated, you can transfer funds at any time.
Does RBL Bank Limited Pimple Saudagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of RBL Bank Limited Pimple Saudagar branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using RATN0000461 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Pimple Saudagar reflect within 30 minutes.
Where is RBL Bank Limited Pimple Saudagar branch located?
RBL Bank Limited's Pimple Saudagar branch is located at SHOP NOS 1-4,ROSE ICON COMMERCIAL, NEXT TO RAJVEER, PALACE, KUNAL ICON ROAD, PIMPLE SAUDAGAR, PUNE 411027, Pune, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pimple Saudagar branch but serve different purposes.
Summary
The IFSC code RATN0000461 belongs to RBL Bank Limited's PIMPLE SAUDAGAR branch, located at SHOP NOS 1-4,ROSE ICON COMMERCIAL, NEXT TO RAJVEER, PALACE, KUNAL ICON ROAD,… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
