Below are the complete branch details for RBL Bank Limited, BANER PUNE branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000086. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000086 for RBL Bank Limited – BANER PUNE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RATN0000086 is the IFSC of RBL Bank Limited's BANER PUNE branch. The format is fixed: RATN = bank code, 0 = reserved, 000086 = branch identifier.
Bank profile
RBL Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Baner Pune branch — IFSC RATN0000086 — extends the bank's services to customers in and around Pune, Maharashtra.
About the Baner Pune branch
The Baner Pune branch of RBL Bank Limited is situated at THE RATNAKAR BANK LTD, C WING, ANMOL PRIDE, C.T.S. NO.270,BANER, PUNE 411 045.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000086 is used.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Baner Pune |
| IFSC Code | RATN0000086 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE RATNAKAR BANK LTD, C WING, ANMOL PRIDE, C.T.S. NO.270,BANER, PUNE 411 045. |
| City | Pune |
| District | Pune |
| State | Maharashtra |
Why every RBL Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANER PUNE of RBL Bank Limited — its own 11-character IFSC. The code RATN0000086 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RATN0000086 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Baner Pune branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000086 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC RATN0000086
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000086 across all three.
How to use IFSC RATN0000086 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's BANER PUNE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RATN0000086.
- Confirm the bank name auto-populates as RBL Bank Limited and the branch as BANER PUNE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BANER PUNE
If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's BANER PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000086 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to RBL Bank Limited – BANER PUNE, use IMPS. With IFSC RATN0000086 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Baner Pune
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000086:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANER PUNE is still linked to IFSC RATN0000086.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's BANER PUNE branch, the IFSC RATN0000086 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Baner Pune branch is mapped to IFSC RATN0000086 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000086.
Products and services
Customers walking into the Baner Pune branch can access most of RBL Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RATN0000086
Digital banking channels
Most day-to-day work that customers used to do at the Baner Pune branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RATN0000086 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Baner Pune branch sits at THE RATNAKAR BANK LTD, C WING, ANMOL PRIDE, C.T.S. NO.270,BANER, PUNE 411 045.. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000086 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – BANER PUNE:
- The IFSC is exactly RATN0000086 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and BANER PUNE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Baner Pune are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000086 continue to work without interruption.
Verifying IFSC RATN0000086 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000086 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
RBL Bank LimitedBaner Pune Branch
THE RATNAKAR BANK LTD, C WING, ANMOL PRIDE, C.T.S. NO.270,BANER, PUNE 411 045.
Pune, Maharashtra
Phone: the branch contact number
IFSC: RATN0000086
Frequently asked questions
How quickly will an NEFT transfer using RATN0000086 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Baner Pune reflect within 30 minutes.
Is IFSC RATN0000086 valid for NEFT and RTGS?
Yes. IFSC RATN0000086 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of RBL Bank Limited Baner Pune branch?
The IFSC code of RBL Bank Limited, Baner Pune branch is RATN0000086. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add RBL Bank Limited Baner Pune as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000086, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC RATN0000086 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RATN0000086 to send funds instantly.
What is the phone number of RBL Bank Limited Baner Pune branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code RATN0000086 belongs to RBL Bank Limited's BANER PUNE branch, located at THE RATNAKAR BANK LTD, C WING, ANMOL PRIDE, C.T.S. NO.270,BANER, PUNE 411 045. in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
