IFSC Code of RBL Bank Limited, Pondicherry Branch Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to RBL Bank Limited's PONDICHERRY BRANCH branch in PUDUCHERRY, TAMIL NADU. The branch's IFSC code RATN0000307 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for RBL Bank Limited – PONDICHERRY BRANCH is RATN0000307. The first four letters RATN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000307 map to this branch in PUDUCHERRY, TAMIL NADU.

About the bank

RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pondicherry Branch branch in Puducherry, Tamil Nadu is part of this network and uses the IFSC code RATN0000307 for all electronic settlement.

Branch details at a glance

Pondicherry Branch branch overview

Located at SHOP NO.12(OLD NO.6), GROUND FLOOR, PADMINI COMPLEX, 100FT ROAD, VILLAGE NO.37, PUDUPALAYAM REVENUE VILLAGE, ELLAIPILLAICHAVADY, NELLITHOPE, PUDUCHERRY-605005, the Pondicherry Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RATN0000307 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's PONDICHERRY BRANCH branch came to be assigned the code RATN0000307.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000307, money simply cannot be routed to the PONDICHERRY BRANCH branch electronically.

Products and account variants supported

Every account opened at the Pondicherry Branch branch is mapped to IFSC RATN0000307 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RATN0000307.

Banking services available

The Pondicherry Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000307

How to transfer money using IFSC RATN0000307

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000307 across all three.

How to use IFSC RATN0000307 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's PONDICHERRY BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RATN0000307.
4. Confirm the bank name auto-populates as RBL Bank Limited and the branch as PONDICHERRY BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PONDICHERRY BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's PONDICHERRY BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000307 while initiating the transfer and the credit will appear within minutes.

IMPS to RBL Bank Limited PONDICHERRY BRANCH (IFSC RATN0000307)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000307 in your mobile or internet banking app, and the money is credited to the PONDICHERRY BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pondicherry Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000307:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PONDICHERRY BRANCH is still linked to IFSC RATN0000307.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's PONDICHERRY BRANCH branch, the IFSC RATN0000307 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RATN0000307

RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PONDICHERRY BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000307 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000307 and the account number together uniquely identify the Pondicherry Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – PONDICHERRY BRANCH:

• The IFSC is exactly RATN0000307 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills RBL Bank Limited as the bank name and PONDICHERRY BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pondicherry Branch branch

The branch is located at SHOP NO.12(OLD NO.6), GROUND FLOOR, PADMINI COMPLEX, 100FT ROAD, VILLAGE NO.37, PUDUPALAYAM REVENUE VILLAGE, ELLAIPILLAICHAVADY, NELLITHOPE, PUDUCHERRY-605005, which puts it inside Puducherry, the broader Puducherry district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “RBL Bank Limited Pondicherry Branch branch” — the verified location pin for IFSC RATN0000307 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000307 and your account number.

Verifying IFSC RATN0000307 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000307 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pondicherry Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RATN0000307, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RATN0000307 belongs to RBL Bank Limited's PONDICHERRY BRANCH branch, located at SHOP NO.12(OLD NO.6), GROUND FLOOR, PADMINI COMPLEX, 100FT ROAD, VILLAGE… in PUDUCHERRY, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.