If you are searching for the IFSC code of RBL Bank Limited, VASHI SECTOR TWENTY-EIGHT branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is RATN0000480. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VASHI SECTOR TWENTY-EIGHT branch, and detailed step-by-step guides for using the IFSC RATN0000480 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For RBL Bank Limited's VASHI SECTOR TWENTY-EIGHT branch, the IFSC RATN0000480 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000480 identifies this particular branch.
About the bank
RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vashi Sector Twenty-Eight branch in Mumbai, Maharashtra is part of this network and uses the IFSC code RATN0000480 for all electronic settlement.
About the Vashi Sector Twenty-Eight branch
The Vashi Sector Twenty-Eight branch of RBL Bank Limited is situated at PLOT 26 27, SECTOR 28, ALPHA APARTMENT, MEGAMART SHOP, VASHI, NAVI MUMBAI-400703. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000480 is used.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Vashi Sector Twenty-Eight |
| IFSC Code | RATN0000480 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT 26 27, SECTOR 28, ALPHA APARTMENT, MEGAMART SHOP, VASHI, NAVI MUMBAI-400703 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's VASHI SECTOR TWENTY-EIGHT branch came to be assigned the code RATN0000480.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000480, money simply cannot be routed to the VASHI SECTOR TWENTY-EIGHT branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000480 and the account number together uniquely identify the Vashi Sector Twenty-Eight branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC RATN0000480
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000480 across all three.
How to use IFSC RATN0000480 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's VASHI SECTOR TWENTY-EIGHT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RATN0000480.
- Confirm the bank name auto-populates as RBL Bank Limited and the branch as VASHI SECTOR TWENTY-EIGHT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VASHI SECTOR TWENTY-EIGHT
If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's VASHI SECTOR TWENTY-EIGHT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000480 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to RBL Bank Limited – VASHI SECTOR TWENTY-EIGHT, use IMPS. With IFSC RATN0000480 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RATN0000480 for RBL Bank Limited – VASHI SECTOR TWENTY-EIGHT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RATN0000480 | Yes – RATN0000480 | Yes – RATN0000480 |
For most retail customers crediting the Vashi Sector Twenty-Eight branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RATN0000480
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – VASHI SECTOR TWENTY-EIGHT is still mapped to IFSC RATN0000480. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000480 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vashi Sector Twenty-Eight branch
Once you have an account at RBL Bank Limited – VASHI SECTOR TWENTY-EIGHT, the IFSC RATN0000480 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vashi Sector Twenty-Eight branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000480
Online banking and IFSC RATN0000480
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VASHI SECTOR TWENTY-EIGHT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000480 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Vashi Sector Twenty-Eight branch
The branch is located at PLOT 26 27, SECTOR 28, ALPHA APARTMENT, MEGAMART SHOP, VASHI, NAVI MUMBAI-400703, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “RBL Bank Limited Vashi Sector Twenty-Eight branch” — the verified location pin for IFSC RATN0000480 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000480 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – VASHI SECTOR TWENTY-EIGHT:
- The IFSC is exactly RATN0000480 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and VASHI SECTOR TWENTY-EIGHT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Vashi Sector Twenty-Eight are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000480 continue to work without interruption.
Verifying IFSC RATN0000480 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000480 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
RBL Bank LimitedVashi Sector Twenty-Eight Branch
PLOT 26 27, SECTOR 28, ALPHA APARTMENT, MEGAMART SHOP, VASHI, NAVI MUMBAI-400703
Mumbai, Maharashtra
Phone: the branch contact number
IFSC: RATN0000480
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vashi Sector Twenty-Eight branch but serve different purposes.
Where is RBL Bank Limited Vashi Sector Twenty-Eight branch located?
RBL Bank Limited's Vashi Sector Twenty-Eight branch is located at PLOT 26 27, SECTOR 28, ALPHA APARTMENT, MEGAMART SHOP, VASHI, NAVI MUMBAI-400703, Mumbai, Maharashtra.
How do I add RBL Bank Limited Vashi Sector Twenty-Eight as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000480, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of RBL Bank Limited Vashi Sector Twenty-Eight branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC RATN0000480 valid for NEFT and RTGS?
Yes. IFSC RATN0000480 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of RBL Bank Limited Vashi Sector Twenty-Eight branch?
The IFSC code of RBL Bank Limited, Vashi Sector Twenty-Eight branch is RATN0000480. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC RATN0000480 the same for all accounts at Vashi Sector Twenty-Eight branch?
Yes. The IFSC RATN0000480 is shared by every account held at RBL Bank Limited's Vashi Sector Twenty-Eight branch. Only the account number changes from customer to customer.
Final notes
To recap: RATN0000480 is the IFSC code of RBL Bank Limited, VASHI SECTOR TWENTY-EIGHT branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
