IFSC Code of RBL Bank Limited, Dadar West Branch, Maharashtra

Use this page as a one-stop reference for everything related to RBL Bank Limited's DADAR WEST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code RATN0000287 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for RBL Bank Limited – DADAR WEST is RATN0000287. The first four letters RATN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000287 map to this branch in MUMBAI, MAHARASHTRA.

About RBL Bank Limited

RBL Bank Limited operates a wide network of branches across India, including the Dadar West branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RATN0000287.

Branch details at a glance

About the Dadar West branch

The Dadar West branch of RBL Bank Limited is situated at SHOP NO 6 AND 7 ANAND VAIBHAV CHS LTD N C KELKAR ROAD GROUND FLOOR OPP SHREE SHIVAJI NATYA MANDIR NEXT TO PLAZA CINEMA DADAR WEST MUMBAI 400028. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000287 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's DADAR WEST branch came to be assigned the code RATN0000287.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000287, money simply cannot be routed to the DADAR WEST branch electronically.

Products and account variants supported

Every account opened at the Dadar West branch is mapped to IFSC RATN0000287 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RATN0000287.

Products and services

Customers walking into the Dadar West branch can access most of RBL Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RATN0000287

How to transfer money using IFSC RATN0000287

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000287 across all three.

How to use IFSC RATN0000287 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's DADAR WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RATN0000287.
4. Confirm the bank name auto-populates as RBL Bank Limited and the branch as DADAR WEST.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DADAR WEST

If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's DADAR WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000287 while initiating the transfer and the credit will appear within minutes.

IMPS to RBL Bank Limited DADAR WEST (IFSC RATN0000287)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000287 in your mobile or internet banking app, and the money is credited to the DADAR WEST branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RATN0000287 for RBL Bank Limited – DADAR WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dadar West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's DADAR WEST branch, the IFSC RATN0000287 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RATN0000287

RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DADAR WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000287 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000287 and the account number together uniquely identify the Dadar West branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – DADAR WEST:

• The IFSC is exactly RATN0000287 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills RBL Bank Limited as the bank name and DADAR WEST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dadar West branch sits at SHOP NO 6 AND 7 ANAND VAIBHAV CHS LTD N C KELKAR ROAD GROUND FLOOR OPP SHREE SHIVAJI NATYA MANDIR NEXT TO PLAZA CINEMA DADAR WEST MUMBAI 400028. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-1800123804 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000287 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RATN0000287 for RBL Bank Limited – DADAR WEST, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dadar West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000287 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RATN0000287 belongs to RBL Bank Limited's DADAR WEST branch, located at SHOP NO 6 AND 7 ANAND VAIBHAV CHS LTD N C KELKAR ROAD GROUND FLOOR OPP SHREE… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.