Below are the complete branch details for RBL Bank Limited, KARIMNAGAR branch, located in KARIMNAGAR, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000543. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000543 for RBL Bank Limited – KARIMNAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for RBL Bank Limited – KARIMNAGAR is RATN0000543. The first four letters RATN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000543 map to this branch in KARIMNAGAR, TELANGANA.
About RBL Bank Limited
RBL Bank Limited operates a wide network of branches across India, including the Karimnagar branch in Karimnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RATN0000543.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Karimnagar |
| IFSC Code | RATN0000543 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO.6-3-610/5/A/1, SREE RAMA ARCADE, KISAN NAGAR, MAITRI CONVENTION BUILDING, KARIMNAGAR, TELANGANA - 505001 |
| City | Karimnagar |
| District | Karimnagar |
| State | Telangana |
About this branch
The branch is located at GROUND FLOOR, SHOP NO.6-3-610/5/A/1, SREE RAMA ARCADE, KISAN NAGAR, MAITRI CONVENTION BUILDING, KARIMNAGAR, TELANGANA - 505001. It serves the Karimnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of RBL Bank Limited. The IFSC RATN0000543 is used to identify this branch on the RBI payments network.
Why every RBL Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KARIMNAGAR of RBL Bank Limited — its own 11-character IFSC. The code RATN0000543 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RATN0000543 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Karimnagar branch is mapped to IFSC RATN0000543 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000543.
Products and services
Customers walking into the Karimnagar branch can access most of RBL Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RATN0000543
How to transfer money using IFSC RATN0000543
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000543 across all three.
NEFT to RBL Bank Limited, KARIMNAGAR using IFSC RATN0000543
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000543, and confirm that the system picks up RBL Bank Limited – KARIMNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC RATN0000543
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to RBL Bank Limited – KARIMNAGAR, ensure your bank's portal accepts IFSC RATN0000543 while registering the beneficiary. RTGS is also available 24x7.
IMPS to RBL Bank Limited KARIMNAGAR (IFSC RATN0000543)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000543 in your mobile or internet banking app, and the money is credited to the KARIMNAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Karimnagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000543:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KARIMNAGAR is still linked to IFSC RATN0000543.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's KARIMNAGAR branch, the IFSC RATN0000543 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC RATN0000543
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KARIMNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000543 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000543 and the account number together uniquely identify the Karimnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – KARIMNAGAR:
- The IFSC is exactly RATN0000543 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and KARIMNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Karimnagar branch sits at GROUND FLOOR, SHOP NO.6-3-610/5/A/1, SREE RAMA ARCADE, KISAN NAGAR, MAITRI CONVENTION BUILDING, KARIMNAGAR, TELANGANA - 505001. If you are travelling from outside Karimnagar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000543 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RATN0000543 for RBL Bank Limited – KARIMNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Karimnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RATN0000543, however, work 24x7.
Branch address & contact
RBL Bank LimitedKarimnagar Branch
GROUND FLOOR, SHOP NO.6-3-610/5/A/1, SREE RAMA ARCADE, KISAN NAGAR, MAITRI CONVENTION BUILDING, KARIMNAGAR, TELANGANA - 505001
Karimnagar, Telangana
Phone: the branch contact number
IFSC: RATN0000543
Frequently asked questions
How quickly will an NEFT transfer using RATN0000543 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Karimnagar reflect within 30 minutes.
What is the phone number of RBL Bank Limited Karimnagar branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is RBL Bank Limited Karimnagar branch located?
RBL Bank Limited's Karimnagar branch is located at GROUND FLOOR, SHOP NO.6-3-610/5/A/1, SREE RAMA ARCADE, KISAN NAGAR, MAITRI CONVENTION BUILDING, KARIMNAGAR, TELANGANA - 505001, Karimnagar, Telangana.
What is the IFSC code of RBL Bank Limited Karimnagar branch?
The IFSC code of RBL Bank Limited, Karimnagar branch is RATN0000543. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karimnagar branch but serve different purposes.
Does RBL Bank Limited Karimnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add RBL Bank Limited Karimnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000543, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC RATN0000543 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RATN0000543 to send funds instantly.
Summary
The IFSC code RATN0000543 belongs to RBL Bank Limited's KARIMNAGAR branch, located at GROUND FLOOR, SHOP NO.6-3-610/5/A/1, SREE RAMA ARCADE, KISAN NAGAR, MAITRI… in KARIMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
