IFSC Code of RBL Bank Limited, Sadaiyampattu Branch, Kallakurichi Branch, Tamil Nadu

Below are the complete branch details for RBL Bank Limited, SADAIYAMPATTU BRANCH, KALLAKURICHI branch, located in KALLAKURICHI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000239. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000239 for RBL Bank Limited – SADAIYAMPATTU BRANCH, KALLAKURICHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for RBL Bank Limited – SADAIYAMPATTU BRANCH, KALLAKURICHI is RATN0000239. The first four letters RATN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000239 map to this branch in KALLAKURICHI, TAMIL NADU.

About RBL Bank Limited

RBL Bank Limited operates a wide network of branches across India, including the Sadaiyampattu Branch, Kallakurichi branch in Kallakurichi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RATN0000239.

Branch details at a glance

Sadaiyampattu Branch, Kallakurichi branch overview

Located at RBL BANK LTD., NO. 1272, NEAR OM SAKTHI KOVIL, KACHIRAYAPALAYAM MAIN ROAD, KATTUKOTTAI,SADAIYAMPATTU VILL SOMANDARKUDI POST,KALLAKURICHI, TAMILNADU 606213., the Sadaiyampattu Branch, Kallakurichi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RATN0000239 is required for all interbank electronic transfers routed through this branch.

Why every RBL Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SADAIYAMPATTU BRANCH, KALLAKURICHI of RBL Bank Limited — its own 11-character IFSC. The code RATN0000239 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RATN0000239 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sadaiyampattu Branch, Kallakurichi branch

Once you have an account at RBL Bank Limited – SADAIYAMPATTU BRANCH, KALLAKURICHI, the IFSC RATN0000239 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sadaiyampattu Branch, Kallakurichi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800123804.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000239

How to transfer money using IFSC RATN0000239

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000239 across all three.

NEFT to RBL Bank Limited, SADAIYAMPATTU BRANCH, KALLAKURICHI using IFSC RATN0000239

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000239, and confirm that the system picks up RBL Bank Limited – SADAIYAMPATTU BRANCH, KALLAKURICHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RATN0000239

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to RBL Bank Limited – SADAIYAMPATTU BRANCH, KALLAKURICHI, ensure your bank's portal accepts IFSC RATN0000239 while registering the beneficiary. RTGS is also available 24x7.

IMPS to RBL Bank Limited SADAIYAMPATTU BRANCH, KALLAKURICHI (IFSC RATN0000239)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000239 in your mobile or internet banking app, and the money is credited to the SADAIYAMPATTU BRANCH, KALLAKURICHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sadaiyampattu Branch, Kallakurichi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000239:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SADAIYAMPATTU BRANCH, KALLAKURICHI is still linked to IFSC RATN0000239.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RATN0000239

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – SADAIYAMPATTU BRANCH, KALLAKURICHI is still mapped to IFSC RATN0000239. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000239 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Sadaiyampattu Branch, Kallakurichi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RATN0000239 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000239 and the account number together uniquely identify the Sadaiyampattu Branch, Kallakurichi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC RATN0000239

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to RBL Bank Limited – SADAIYAMPATTU BRANCH, KALLAKURICHI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RATN0000239.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sadaiyampattu Branch, Kallakurichi branch

The branch is located at RBL BANK LTD., NO. 1272, NEAR OM SAKTHI KOVIL, KACHIRAYAPALAYAM MAIN ROAD, KATTUKOTTAI,SADAIYAMPATTU VILL SOMANDARKUDI POST,KALLAKURICHI, TAMILNADU 606213., which puts it inside Kallakurichi, the broader Kallakurichi district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “RBL Bank Limited Sadaiyampattu Branch, Kallakurichi branch” — the verified location pin for IFSC RATN0000239 should appear at the top of the results.
2. Confirm the branch is open by calling 1800123804 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000239 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RATN0000239 for RBL Bank Limited – SADAIYAMPATTU BRANCH, KALLAKURICHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadaiyampattu Branch, Kallakurichi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RATN0000239, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: RATN0000239 is the IFSC code of RBL Bank Limited, SADAIYAMPATTU BRANCH, KALLAKURICHI branch, in KALLAKURICHI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.