IFSC Code of RBL Bank Limited, Ocus Technopolis Gurgaon Branch, Haryana

Use this page as a one-stop reference for everything related to RBL Bank Limited's OCUS TECHNOPOLIS GURGAON branch in GURGAON, HARYANA. The branch's IFSC code RATN0000218 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RATN0000218 is the IFSC of RBL Bank Limited's OCUS TECHNOPOLIS GURGAON branch. The format is fixed: RATN = bank code, 0 = reserved, 000218 = branch identifier.

Bank profile

RBL Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ocus Technopolis Gurgaon branch — IFSC RATN0000218 — extends the bank's services to customers in and around Gurgaon, Haryana.

About the Ocus Technopolis Gurgaon branch

The Ocus Technopolis Gurgaon branch of RBL Bank Limited is situated at RBL BANK LIMITED UNIT NO TGF 4 AND 5 GROUND FLOOR OCUS TECHNOPOLIS GOLF COURSE ROAD SECTOR 54 GURGAON HARYANA 122003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000218 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's OCUS TECHNOPOLIS GURGAON branch came to be assigned the code RATN0000218.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000218, money simply cannot be routed to the OCUS TECHNOPOLIS GURGAON branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000218 and the account number together uniquely identify the Ocus Technopolis Gurgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC RATN0000218

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000218 across all three.

How to use IFSC RATN0000218 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's OCUS TECHNOPOLIS GURGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RATN0000218.
4. Confirm the bank name auto-populates as RBL Bank Limited and the branch as OCUS TECHNOPOLIS GURGAON.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to OCUS TECHNOPOLIS GURGAON

If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's OCUS TECHNOPOLIS GURGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000218 while initiating the transfer and the credit will appear within minutes.

IMPS to RBL Bank Limited OCUS TECHNOPOLIS GURGAON (IFSC RATN0000218)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000218 in your mobile or internet banking app, and the money is credited to the OCUS TECHNOPOLIS GURGAON branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RATN0000218 for RBL Bank Limited – OCUS TECHNOPOLIS GURGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ocus Technopolis Gurgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's OCUS TECHNOPOLIS GURGAON branch, the IFSC RATN0000218 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ocus Technopolis Gurgaon branch is mapped to IFSC RATN0000218 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RATN0000218.

Products and services

Customers walking into the Ocus Technopolis Gurgaon branch can access most of RBL Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RATN0000218

Online banking and IFSC RATN0000218

RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the OCUS TECHNOPOLIS GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000218 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Ocus Technopolis Gurgaon branch sits at RBL BANK LIMITED UNIT NO TGF 4 AND 5 GROUND FLOOR OCUS TECHNOPOLIS GOLF COURSE ROAD SECTOR 54 GURGAON HARYANA 122003. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000218 and your account number.

Common mistakes to avoid when using IFSC RATN0000218

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to RBL Bank Limited – OCUS TECHNOPOLIS GURGAON, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RATN0000218.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Ocus Technopolis Gurgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000218 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RATN0000218 for RBL Bank Limited – OCUS TECHNOPOLIS GURGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RATN0000218 belongs to RBL Bank Limited's OCUS TECHNOPOLIS GURGAON branch, located at RBL BANK LIMITED UNIT NO TGF 4 AND 5 GROUND FLOOR OCUS TECHNOPOLIS GOLF COURSE… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.