IFSC Code of RBL Bank Limited, Andheri Marol Br Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for RBL Bank Limited, ANDHERI MAROL BR branch in GREATOR BOMBAY. The 11-digit IFSC RATN0000192 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with RBL Bank Limited at the ANDHERI MAROL BR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for RBL Bank Limited – ANDHERI MAROL BR is RATN0000192. The first four letters RATN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000192 map to this branch in GREATOR BOMBAY, MAHARASHTRA.

About RBL Bank Limited

RBL Bank Limited operates a wide network of branches across India, including the Andheri Marol Br branch in Greator Bombay. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RATN0000192.

Branch details at a glance

Andheri Marol Br branch overview

Located at RBL BANK LTD., GROUND FLOOR, SHOP NO. 2, BALAJI BUSINESS PARK, CTS NO. 785, MAROL, ANDHERI EAST, MUMBAI 400059., the Andheri Marol Br branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RATN0000192 is required for all interbank electronic transfers routed through this branch.

Why every RBL Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANDHERI MAROL BR of RBL Bank Limited — its own 11-character IFSC. The code RATN0000192 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RATN0000192 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Andheri Marol Br branch is mapped to IFSC RATN0000192 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RATN0000192.

Banking services available

The Andheri Marol Br branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800123804.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000192

How to transfer money using IFSC RATN0000192

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000192 across all three.

How to use IFSC RATN0000192 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's ANDHERI MAROL BR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RATN0000192.
4. Confirm the bank name auto-populates as RBL Bank Limited and the branch as ANDHERI MAROL BR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ANDHERI MAROL BR

If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's ANDHERI MAROL BR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000192 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to RBL Bank Limited – ANDHERI MAROL BR, use IMPS. With IFSC RATN0000192 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Andheri Marol Br

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000192:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ANDHERI MAROL BR is still linked to IFSC RATN0000192.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's ANDHERI MAROL BR branch, the IFSC RATN0000192 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RATN0000192

RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ANDHERI MAROL BR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000192 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000192 and the account number together uniquely identify the Andheri Marol Br branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – ANDHERI MAROL BR:

• The IFSC is exactly RATN0000192 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills RBL Bank Limited as the bank name and ANDHERI MAROL BR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Andheri Marol Br branch

The branch is located at RBL BANK LTD., GROUND FLOOR, SHOP NO. 2, BALAJI BUSINESS PARK, CTS NO. 785, MAROL, ANDHERI EAST, MUMBAI 400059., which puts it inside Greator Bombay, the broader Greator Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “RBL Bank Limited Andheri Marol Br branch” — the verified location pin for IFSC RATN0000192 should appear at the top of the results.
2. Confirm the branch is open by calling 22-1800123804 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000192 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RATN0000192 for RBL Bank Limited – ANDHERI MAROL BR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Andheri Marol Br are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000192 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RATN0000192 belongs to RBL Bank Limited's ANDHERI MAROL BR branch, located at RBL BANK LTD., GROUND FLOOR, SHOP NO. 2, BALAJI BUSINESS PARK, CTS NO. 785,… in GREATOR BOMBAY, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.