IFSC Code of RBL Bank Limited, Mumbai Nariman Point Branch, Maharashtra

Below are the complete branch details for RBL Bank Limited, MUMBAI NARIMAN POINT branch, located in GREATER BOMBAY, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000155. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000155 for RBL Bank Limited – MUMBAI NARIMAN POINT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RATN0000155 is the IFSC of RBL Bank Limited's MUMBAI NARIMAN POINT branch. The format is fixed: RATN = bank code, 0 = reserved, 000155 = branch identifier.

About the bank

RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbai Nariman Point branch in Greater Bombay, Maharashtra is part of this network and uses the IFSC code RATN0000155 for all electronic settlement.

Branch details at a glance

Mumbai Nariman Point branch overview

Located at THE RATNAKAR BANK LTD,OFFICE NO./A, GROUND FLOOR, MITTAL COURT, 224 NARIMAN POINT, MUMBAI 400021, the Mumbai Nariman Point branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RATN0000155 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's MUMBAI NARIMAN POINT branch came to be assigned the code RATN0000155.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000155, money simply cannot be routed to the MUMBAI NARIMAN POINT branch electronically.

Account types you can open at the Mumbai Nariman Point branch

Once you have an account at RBL Bank Limited – MUMBAI NARIMAN POINT, the IFSC RATN0000155 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mumbai Nariman Point branch can access most of RBL Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RATN0000155

How to transfer money using IFSC RATN0000155

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000155 across all three.

NEFT to RBL Bank Limited, MUMBAI NARIMAN POINT using IFSC RATN0000155

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000155, and confirm that the system picks up RBL Bank Limited – MUMBAI NARIMAN POINT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MUMBAI NARIMAN POINT

If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's MUMBAI NARIMAN POINT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000155 while initiating the transfer and the credit will appear within minutes.

IMPS to RBL Bank Limited MUMBAI NARIMAN POINT (IFSC RATN0000155)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000155 in your mobile or internet banking app, and the money is credited to the MUMBAI NARIMAN POINT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RATN0000155 for RBL Bank Limited – MUMBAI NARIMAN POINT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mumbai Nariman Point branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC RATN0000155

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – MUMBAI NARIMAN POINT is still mapped to IFSC RATN0000155. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000155 and the beneficiary's account number to complete the transfer.

Online banking and IFSC RATN0000155

RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUMBAI NARIMAN POINT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000155 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000155 and the account number together uniquely identify the Mumbai Nariman Point branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – MUMBAI NARIMAN POINT:

• The IFSC is exactly RATN0000155 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills RBL Bank Limited as the bank name and MUMBAI NARIMAN POINT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mumbai Nariman Point branch sits at THE RATNAKAR BANK LTD,OFFICE NO./A, GROUND FLOOR, MITTAL COURT, 224 NARIMAN POINT, MUMBAI 400021. If you are travelling from outside Greater Bombay, search for the branch on a maps application using the bank name and locality, or call 9833666862 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000155 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RATN0000155 for RBL Bank Limited – MUMBAI NARIMAN POINT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mumbai Nariman Point are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000155 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: RATN0000155 is the IFSC code of RBL Bank Limited, MUMBAI NARIMAN POINT branch, in GREATER BOMBAY, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.