IFSC Code of RBL Bank Limited, Sector Sixteen Gandhinagar Branch, Gujarat

If you are searching for the IFSC code of RBL Bank Limited, SECTOR SIXTEEN GANDHINAGAR branch in GANDHINAGAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is RATN0000565. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR SIXTEEN GANDHINAGAR branch, and detailed step-by-step guides for using the IFSC RATN0000565 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For RBL Bank Limited's SECTOR SIXTEEN GANDHINAGAR branch, the IFSC RATN0000565 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000565 identifies this particular branch.

About the bank

RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Sixteen Gandhinagar branch in Gandhinagar, Gujarat is part of this network and uses the IFSC code RATN0000565 for all electronic settlement.

About this branch

The branch is located at SHREEKUNJ ELEGANCE, OFFICESHOP NO. 1,2,3, GROUND FLOOR,PLOT NO. 442, SECTOR 16, GH-5, GANDHINAGAR, GUJARAT- 382 016. It serves the Gandhinagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of RBL Bank Limited. The IFSC RATN0000565 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's SECTOR SIXTEEN GANDHINAGAR branch came to be assigned the code RATN0000565.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000565, money simply cannot be routed to the SECTOR SIXTEEN GANDHINAGAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sector Sixteen Gandhinagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000565 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC RATN0000565

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000565 across all three.

How to use IFSC RATN0000565 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to RBL Bank Limited's SECTOR SIXTEEN GANDHINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RATN0000565.
4. Confirm the bank name auto-populates as RBL Bank Limited and the branch as SECTOR SIXTEEN GANDHINAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SECTOR SIXTEEN GANDHINAGAR

If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's SECTOR SIXTEEN GANDHINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000565 while initiating the transfer and the credit will appear within minutes.

IMPS to RBL Bank Limited SECTOR SIXTEEN GANDHINAGAR (IFSC RATN0000565)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000565 in your mobile or internet banking app, and the money is credited to the SECTOR SIXTEEN GANDHINAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RATN0000565 for RBL Bank Limited – SECTOR SIXTEEN GANDHINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sector Sixteen Gandhinagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC RATN0000565

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – SECTOR SIXTEEN GANDHINAGAR is still mapped to IFSC RATN0000565. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000565 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sector Sixteen Gandhinagar branch is mapped to IFSC RATN0000565 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RATN0000565.

Products and services

Customers walking into the Sector Sixteen Gandhinagar branch can access most of RBL Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RATN0000565

Digital banking channels

Most day-to-day work that customers used to do at the Sector Sixteen Gandhinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RATN0000565 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Sector Sixteen Gandhinagar branch

The branch is located at SHREEKUNJ ELEGANCE, OFFICESHOP NO. 1,2,3, GROUND FLOOR,PLOT NO. 442, SECTOR 16, GH-5, GANDHINAGAR, GUJARAT- 382 016, which puts it inside Gandhinagar, the broader Gandhinagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “RBL Bank Limited Sector Sixteen Gandhinagar branch” — the verified location pin for IFSC RATN0000565 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000565 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – SECTOR SIXTEEN GANDHINAGAR:

• The IFSC is exactly RATN0000565 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills RBL Bank Limited as the bank name and SECTOR SIXTEEN GANDHINAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Sixteen Gandhinagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RATN0000565, however, work 24x7.

Verifying IFSC RATN0000565 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000565 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RATN0000565 belongs to RBL Bank Limited's SECTOR SIXTEEN GANDHINAGAR branch, located at SHREEKUNJ ELEGANCE, OFFICESHOP NO. 1,2,3, GROUND FLOOR,PLOT NO. 442, SECTOR… in GANDHINAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.