If you are searching for the IFSC code of RBL Bank Limited, KADAVANTHRA branch in ERNAKULAM, KERALA, this page has every detail you need. The verified IFSC code for this branch is RATN0000611. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KADAVANTHRA branch, and detailed step-by-step guides for using the IFSC RATN0000611 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For RBL Bank Limited's KADAVANTHRA branch, the IFSC RATN0000611 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000611 identifies this particular branch.
Bank profile
RBL Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kadavanthra branch — IFSC RATN0000611 — extends the bank's services to customers in and around Ernakulam, Kerala.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Kadavanthra |
| IFSC Code | RATN0000611 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, SURVEY NO.761/1, MITHUN TOWERS, SURVEY NO.761-1, GIRI NAGAR, KADAVANTHRA, KOCHI, KERALA 682020. |
| City | Ernakulam |
| District | Ernakulam |
| State | Kerala |
| STD Code | 0 |
| Phone | 2262327777 |
About this branch
The branch is located at UPPER GROUND FLOOR, SURVEY NO.761/1, MITHUN TOWERS, SURVEY NO.761-1, GIRI NAGAR, KADAVANTHRA, KOCHI, KERALA 682020.. It serves the Ernakulam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of RBL Bank Limited. The IFSC RATN0000611 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's KADAVANTHRA branch came to be assigned the code RATN0000611.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000611, money simply cannot be routed to the KADAVANTHRA branch electronically.
Products and account variants supported
Every account opened at the Kadavanthra branch is mapped to IFSC RATN0000611 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000611.
Products and services
Customers walking into the Kadavanthra branch can access most of RBL Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RATN0000611
How to transfer money using IFSC RATN0000611
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000611 across all three.
NEFT to RBL Bank Limited, KADAVANTHRA using IFSC RATN0000611
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000611, and confirm that the system picks up RBL Bank Limited – KADAVANTHRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KADAVANTHRA
If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's KADAVANTHRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000611 while initiating the transfer and the credit will appear within minutes.
IMPS to RBL Bank Limited KADAVANTHRA (IFSC RATN0000611)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000611 in your mobile or internet banking app, and the money is credited to the KADAVANTHRA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kadavanthra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000611:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KADAVANTHRA is still linked to IFSC RATN0000611.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC RATN0000611
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – KADAVANTHRA is still mapped to IFSC RATN0000611. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000611 and the beneficiary's account number to complete the transfer.
Online banking and IFSC RATN0000611
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KADAVANTHRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000611 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by RBL Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RATN0000611 and the account number together uniquely identify the Kadavanthra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – KADAVANTHRA:
- The IFSC is exactly RATN0000611 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and KADAVANTHRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kadavanthra branch sits at UPPER GROUND FLOOR, SURVEY NO.761/1, MITHUN TOWERS, SURVEY NO.761-1, GIRI NAGAR, KADAVANTHRA, KOCHI, KERALA 682020.. If you are travelling from outside Ernakulam, search for the branch on a maps application using the bank name and locality, or call 2262327777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000611 and your account number.
Verifying IFSC RATN0000611 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000611 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2262327777.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kadavanthra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000611 continue to work without interruption.
Branch address & contact
RBL Bank LimitedKadavanthra Branch
UPPER GROUND FLOOR, SURVEY NO.761/1, MITHUN TOWERS, SURVEY NO.761-1, GIRI NAGAR, KADAVANTHRA, KOCHI, KERALA 682020.
Ernakulam, Kerala
Phone: 2262327777
IFSC: RATN0000611
Frequently asked questions
What is the phone number of RBL Bank Limited Kadavanthra branch?
You can reach the branch at 2262327777 during regular banking hours.
Can I use IFSC RATN0000611 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RATN0000611 to send funds instantly.
Is IFSC RATN0000611 the same for all accounts at Kadavanthra branch?
Yes. The IFSC RATN0000611 is shared by every account held at RBL Bank Limited's Kadavanthra branch. Only the account number changes from customer to customer.
What is the IFSC code of RBL Bank Limited Kadavanthra branch?
The IFSC code of RBL Bank Limited, Kadavanthra branch is RATN0000611. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC RATN0000611 valid for NEFT and RTGS?
Yes. IFSC RATN0000611 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is RBL Bank Limited Kadavanthra branch located?
RBL Bank Limited's Kadavanthra branch is located at UPPER GROUND FLOOR, SURVEY NO.761/1, MITHUN TOWERS, SURVEY NO.761-1, GIRI NAGAR, KADAVANTHRA, KOCHI, KERALA 682020., Ernakulam, Kerala.
Summary
The IFSC code RATN0000611 belongs to RBL Bank Limited's KADAVANTHRA branch, located at UPPER GROUND FLOOR, SURVEY NO.761/1, MITHUN TOWERS, SURVEY NO.761-1, GIRI… in ERNAKULAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
