Below are the complete branch details for RBL Bank Limited, DHANBAD branch, located in DHANBAD, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000573. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000573 for RBL Bank Limited – DHANBAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For RBL Bank Limited's DHANBAD branch, the IFSC RATN0000573 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000573 identifies this particular branch.
Bank profile
RBL Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dhanbad branch — IFSC RATN0000573 — extends the bank's services to customers in and around Dhanbad, Jharkhand.
Dhanbad branch overview
Located at RBL BANK LTD - 1ST FLOOR, MANNAT PLAZA, SHASTRI NAGAR, DHOWATAND, BANK MORE, DHANBAD 8260014, the Dhanbad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RATN0000573 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Dhanbad |
| IFSC Code | RATN0000573 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RBL BANK LTD - 1ST FLOOR, MANNAT PLAZA, SHASTRI NAGAR, DHOWATAND, BANK MORE, DHANBAD 8260014 |
| City | Dhanbad |
| District | Dhanbad |
| State | Jharkhand |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's DHANBAD branch came to be assigned the code RATN0000573.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000573, money simply cannot be routed to the DHANBAD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Dhanbad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000573 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC RATN0000573
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000573 across all three.
NEFT to RBL Bank Limited, DHANBAD using IFSC RATN0000573
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000573, and confirm that the system picks up RBL Bank Limited – DHANBAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC RATN0000573
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to RBL Bank Limited – DHANBAD, ensure your bank's portal accepts IFSC RATN0000573 while registering the beneficiary. RTGS is also available 24x7.
IMPS to RBL Bank Limited DHANBAD (IFSC RATN0000573)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000573 in your mobile or internet banking app, and the money is credited to the DHANBAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RATN0000573 for RBL Bank Limited – DHANBAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RATN0000573 | Yes – RATN0000573 | Yes – RATN0000573 |
For most retail customers crediting the Dhanbad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's DHANBAD branch, the IFSC RATN0000573 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dhanbad branch is mapped to IFSC RATN0000573 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000573.
Banking services available
The Dhanbad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000573
Online banking and IFSC RATN0000573
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DHANBAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000573 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Dhanbad branch
The branch is located at RBL BANK LTD - 1ST FLOOR, MANNAT PLAZA, SHASTRI NAGAR, DHOWATAND, BANK MORE, DHANBAD 8260014, which puts it inside Dhanbad, the broader Dhanbad district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “RBL Bank Limited Dhanbad branch” — the verified location pin for IFSC RATN0000573 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000573 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – DHANBAD:
- The IFSC is exactly RATN0000573 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and DHANBAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dhanbad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000573 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RATN0000573 for RBL Bank Limited – DHANBAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
RBL Bank LimitedDhanbad Branch
RBL BANK LTD - 1ST FLOOR, MANNAT PLAZA, SHASTRI NAGAR, DHOWATAND, BANK MORE, DHANBAD 8260014
Dhanbad, Jharkhand
Phone: the branch contact number
IFSC: RATN0000573
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhanbad branch but serve different purposes.
Is IFSC RATN0000573 valid for NEFT and RTGS?
Yes. IFSC RATN0000573 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC RATN0000573 the same for all accounts at Dhanbad branch?
Yes. The IFSC RATN0000573 is shared by every account held at RBL Bank Limited's Dhanbad branch. Only the account number changes from customer to customer.
Can I use IFSC RATN0000573 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RATN0000573 to send funds instantly.
How do I add RBL Bank Limited Dhanbad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000573, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using RATN0000573 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Dhanbad reflect within 30 minutes.
Does RBL Bank Limited Dhanbad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code RATN0000573 belongs to RBL Bank Limited's DHANBAD branch, located at RBL BANK LTD - 1ST FLOOR, MANNAT PLAZA, SHASTRI NAGAR, DHOWATAND, BANK MORE,… in DHANBAD, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
