Below are the complete branch details for RBL Bank Limited, SAKET branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000281. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000281 for RBL Bank Limited – SAKET — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RATN0000281 is the IFSC of RBL Bank Limited's SAKET branch. The format is fixed: RATN = bank code, 0 = reserved, 000281 = branch identifier.
About the bank
RBL Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Saket branch in Delhi, Delhi is part of this network and uses the IFSC code RATN0000281 for all electronic settlement.
About the Saket branch
The Saket branch of RBL Bank Limited is situated at GROUND FLOOR, 214 BLOCK J, SAKET, NEW DELHI 110017. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RATN0000281 is used.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Saket |
| IFSC Code | RATN0000281 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, 214 BLOCK J, SAKET, NEW DELHI 110017 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's SAKET branch came to be assigned the code RATN0000281.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000281, money simply cannot be routed to the SAKET branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Saket branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000281 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC RATN0000281
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000281 across all three.
NEFT to RBL Bank Limited, SAKET using IFSC RATN0000281
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000281, and confirm that the system picks up RBL Bank Limited – SAKET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SAKET
If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's SAKET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000281 while initiating the transfer and the credit will appear within minutes.
IMPS to RBL Bank Limited SAKET (IFSC RATN0000281)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000281 in your mobile or internet banking app, and the money is credited to the SAKET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RATN0000281 for RBL Bank Limited – SAKET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RATN0000281 | Yes – RATN0000281 | Yes – RATN0000281 |
For most retail customers crediting the Saket branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's SAKET branch, the IFSC RATN0000281 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Saket branch is mapped to IFSC RATN0000281 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RATN0000281.
Banking services available
The Saket branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000281
Online banking and IFSC RATN0000281
RBL Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SAKET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RATN0000281 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Saket branch
The branch is located at GROUND FLOOR, 214 BLOCK J, SAKET, NEW DELHI 110017, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “RBL Bank Limited Saket branch” — the verified location pin for IFSC RATN0000281 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000281 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – SAKET:
- The IFSC is exactly RATN0000281 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and SAKET as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Saket branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RATN0000281, however, work 24x7.
Verifying IFSC RATN0000281 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000281 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
RBL Bank LimitedSaket Branch
GROUND FLOOR, 214 BLOCK J, SAKET, NEW DELHI 110017
Delhi, Delhi
Phone: the branch contact number
IFSC: RATN0000281
Frequently asked questions
What is the phone number of RBL Bank Limited Saket branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the IFSC code of RBL Bank Limited Saket branch?
The IFSC code of RBL Bank Limited, Saket branch is RATN0000281. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add RBL Bank Limited Saket as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000281, and complete OTP verification. Once activated, you can transfer funds at any time.
Does RBL Bank Limited Saket branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using RATN0000281 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Saket reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Saket branch but serve different purposes.
Where is RBL Bank Limited Saket branch located?
RBL Bank Limited's Saket branch is located at GROUND FLOOR, 214 BLOCK J, SAKET, NEW DELHI 110017, Delhi, Delhi.
Is IFSC RATN0000281 valid for NEFT and RTGS?
Yes. IFSC RATN0000281 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code RATN0000281 belongs to RBL Bank Limited's SAKET branch, located at GROUND FLOOR, 214 BLOCK J, SAKET, NEW DELHI 110017 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
