If you are searching for the IFSC code of RBL Bank Limited, BRANCH branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is RATN0000272. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BRANCH branch, and detailed step-by-step guides for using the IFSC RATN0000272 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For RBL Bank Limited's BRANCH branch, the IFSC RATN0000272 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000272 identifies this particular branch.
About RBL Bank Limited
RBL Bank Limited operates a wide network of branches across India, including the Branch branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RATN0000272.
About this branch
The branch is located at RBL BANK LTD, GROUND FLOOR, B-11 GUJRANWALA, MODEL TOWN, NEW DELHI -110009. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of RBL Bank Limited. The IFSC RATN0000272 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | RBL Bank Limited |
|---|---|
| Branch | Branch |
| IFSC Code | RATN0000272 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RBL BANK LTD, GROUND FLOOR, B-11 GUJRANWALA, MODEL TOWN, NEW DELHI -110009 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 1800123804 |
Why every RBL Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BRANCH of RBL Bank Limited — its own 11-character IFSC. The code RATN0000272 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RATN0000272 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000272 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC RATN0000272
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000272 across all three.
NEFT to RBL Bank Limited, BRANCH using IFSC RATN0000272
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000272, and confirm that the system picks up RBL Bank Limited – BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000272 while initiating the transfer and the credit will appear within minutes.
IMPS to RBL Bank Limited BRANCH (IFSC RATN0000272)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000272 in your mobile or internet banking app, and the money is credited to the BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000272:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRANCH is still linked to IFSC RATN0000272.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's BRANCH branch, the IFSC RATN0000272 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Branch branch
Once you have an account at RBL Bank Limited – BRANCH, the IFSC RATN0000272 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-1800123804.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000272
Digital banking channels
Most day-to-day work that customers used to do at the Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RATN0000272 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Branch branch
The branch is located at RBL BANK LTD, GROUND FLOOR, B-11 GUJRANWALA, MODEL TOWN, NEW DELHI -110009, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “RBL Bank Limited Branch branch” — the verified location pin for IFSC RATN0000272 should appear at the top of the results.
- Confirm the branch is open by calling 11-1800123804 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RATN0000272 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – BRANCH:
- The IFSC is exactly RATN0000272 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills RBL Bank Limited as the bank name and BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RATN0000272, however, work 24x7.
Verifying IFSC RATN0000272 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000272 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-1800123804.
- Visiting the bank's official branch locator page.
Branch address & contact
RBL Bank LimitedBranch Branch
RBL BANK LTD, GROUND FLOOR, B-11 GUJRANWALA, MODEL TOWN, NEW DELHI -110009
Delhi, Delhi
Phone: 11-1800123804
IFSC: RATN0000272
Frequently asked questions
Does RBL Bank Limited Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-1800123804 to confirm.
How quickly will an NEFT transfer using RATN0000272 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to RBL Bank Limited – Branch reflect within 30 minutes.
Is IFSC RATN0000272 valid for NEFT and RTGS?
Yes. IFSC RATN0000272 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is RBL Bank Limited Branch branch located?
RBL Bank Limited's Branch branch is located at RBL BANK LTD, GROUND FLOOR, B-11 GUJRANWALA, MODEL TOWN, NEW DELHI -110009, Delhi, Delhi.
What is the phone number of RBL Bank Limited Branch branch?
You can reach the branch at 11-1800123804 during regular banking hours.
How do I add RBL Bank Limited Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RATN0000272, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Branch branch but serve different purposes.
Can I use IFSC RATN0000272 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RATN0000272 to send funds instantly.
Final notes
To recap: RATN0000272 is the IFSC code of RBL Bank Limited, BRANCH branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
