IFSC Code of RBL Bank Limited, Cherukunnu Branch, Kerala

Below are the complete branch details for RBL Bank Limited, CHERUKUNNU branch, located in CHERUKUNNU, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is RATN0000617. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RATN0000617 for RBL Bank Limited – CHERUKUNNU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for RBL Bank Limited – CHERUKUNNU is RATN0000617. The first four letters RATN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000617 map to this branch in CHERUKUNNU, KERALA.

Branch details at a glance

Bank profile

RBL Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Cherukunnu branch — IFSC RATN0000617 — extends the bank's services to customers in and around Cherukunnu, Kerala.

Cherukunnu branch overview

Located at WARD NO. IV, DOOR NUMBER. 744, GROUND FLOOR, KVR MEMORIAL BUILDING, KANNAPURAM, CHERUKUNNU POST, KANNUR DISTRICT, KERALA 670301, the Cherukunnu branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RATN0000617 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how RBL Bank Limited's CHERUKUNNU branch came to be assigned the code RATN0000617.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RATN0000617, money simply cannot be routed to the CHERUKUNNU branch electronically.

How to transfer money using IFSC RATN0000617

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000617 across all three.

NEFT to RBL Bank Limited, CHERUKUNNU using IFSC RATN0000617

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000617, and confirm that the system picks up RBL Bank Limited – CHERUKUNNU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHERUKUNNU

If you need to transfer ₹2 lakh or more in one go to an account at RBL Bank Limited's CHERUKUNNU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RATN0000617 while initiating the transfer and the credit will appear within minutes.

IMPS to RBL Bank Limited CHERUKUNNU (IFSC RATN0000617)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000617 in your mobile or internet banking app, and the money is credited to the CHERUKUNNU branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Cherukunnu

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RATN0000617:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHERUKUNNU is still linked to IFSC RATN0000617.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RATN0000617

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at RBL Bank Limited – CHERUKUNNU is still mapped to IFSC RATN0000617. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RATN0000617 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Cherukunnu branch is mapped to IFSC RATN0000617 on the RBI payments network. The branch generally supports the full retail product catalogue of RBL Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RATN0000617.

Products and services

Customers walking into the Cherukunnu branch can access most of RBL Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RATN0000617

MICR & cheque-truncation details

Cheques drawn on the Cherukunnu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000617 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Cherukunnu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RATN0000617 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – CHERUKUNNU:

• The IFSC is exactly RATN0000617 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills RBL Bank Limited as the bank name and CHERUKUNNU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Cherukunnu branch sits at WARD NO. IV, DOOR NUMBER. 744, GROUND FLOOR, KVR MEMORIAL BUILDING, KANNAPURAM, CHERUKUNNU POST, KANNUR DISTRICT, KERALA 670301. If you are travelling from outside Cherukunnu, search for the branch on a maps application using the bank name and locality, or call 2262327777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000617 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RATN0000617 for RBL Bank Limited – CHERUKUNNU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Cherukunnu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000617 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: RATN0000617 is the IFSC code of RBL Bank Limited, CHERUKUNNU branch, in CHERUKUNNU, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.