IFSC Code of RBL Bank Limited, Bhiwadi Swagat Hotel Branch, Rajasthan

This page lists the IFSC code, branch address, contact number and fund-transfer information for RBL Bank Limited, BHIWADI SWAGAT HOTEL branch in ALWAR. The 11-digit IFSC RATN0000105 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with RBL Bank Limited at the BHIWADI SWAGAT HOTEL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For RBL Bank Limited's BHIWADI SWAGAT HOTEL branch, the IFSC RATN0000105 breaks down as follows: RATN identifies the bank, 0 is the reserved character, and 000105 identifies this particular branch.

Branch details at a glance

Bank profile

RBL Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhiwadi Swagat Hotel branch — IFSC RATN0000105 — extends the bank's services to customers in and around Alwar, Rajasthan.

Bhiwadi Swagat Hotel branch overview

Located at THE RATNAKAR BANK LTD,THE SWAGAT PALACE ,B 294 / 295 A,RIICO CHOWK MAIN ROAD BHIWADI,BHIWADI. DIST ALWAR,RAJASTHAN 301019, the Bhiwadi Swagat Hotel branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RATN0000105 is required for all interbank electronic transfers routed through this branch.

Why every RBL Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHIWADI SWAGAT HOTEL of RBL Bank Limited — its own 11-character IFSC. The code RATN0000105 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RATN0000105 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC RATN0000105

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RATN0000105 across all three.

NEFT to RBL Bank Limited, BHIWADI SWAGAT HOTEL using IFSC RATN0000105

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RATN0000105, and confirm that the system picks up RBL Bank Limited – BHIWADI SWAGAT HOTEL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RATN0000105

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to RBL Bank Limited – BHIWADI SWAGAT HOTEL, ensure your bank's portal accepts IFSC RATN0000105 while registering the beneficiary. RTGS is also available 24x7.

IMPS to RBL Bank Limited BHIWADI SWAGAT HOTEL (IFSC RATN0000105)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RATN0000105 in your mobile or internet banking app, and the money is credited to the BHIWADI SWAGAT HOTEL branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RATN0000105 for RBL Bank Limited – BHIWADI SWAGAT HOTEL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhiwadi Swagat Hotel branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at RBL Bank Limited's BHIWADI SWAGAT HOTEL branch, the IFSC RATN0000105 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bhiwadi Swagat Hotel branch

Once you have an account at RBL Bank Limited – BHIWADI SWAGAT HOTEL, the IFSC RATN0000105 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bhiwadi Swagat Hotel branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9810979311.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RATN0000105

MICR & cheque-truncation details

Cheques drawn on the Bhiwadi Swagat Hotel branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RATN0000105 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bhiwadi Swagat Hotel branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RATN0000105 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to RBL Bank Limited – BHIWADI SWAGAT HOTEL:

• The IFSC is exactly RATN0000105 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills RBL Bank Limited as the bank name and BHIWADI SWAGAT HOTEL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhiwadi Swagat Hotel branch sits at THE RATNAKAR BANK LTD,THE SWAGAT PALACE ,B 294 / 295 A,RIICO CHOWK MAIN ROAD BHIWADI,BHIWADI. DIST ALWAR,RAJASTHAN 301019. If you are travelling from outside Alwar, search for the branch on a maps application using the bank name and locality, or call 9810979311 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RATN0000105 and your account number.

Verifying IFSC RATN0000105 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RATN0000105 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9810979311.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bhiwadi Swagat Hotel are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RATN0000105 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RATN0000105 belongs to RBL Bank Limited's BHIWADI SWAGAT HOTEL branch, located at THE RATNAKAR BANK LTD,THE SWAGAT PALACE ,B 294 / 295 A,RIICO CHOWK MAIN ROAD… in ALWAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.