IFSC Code of Rajnandgaon District Central Co-operative Bank Ltd, Sahaspur Lohara Branch, Chhattisgarh

Below are the complete branch details for Rajnandgaon District Central Co-operative Bank Ltd, SAHASPUR LOHARA branch, located in SAHASPUR LOHARA, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is RDCB0000026. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RDCB0000026 for Rajnandgaon District Central Co-operative Bank Ltd – SAHASPUR LOHARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Rajnandgaon District Central Co-operative Bank Ltd's SAHASPUR LOHARA branch, the IFSC RDCB0000026 breaks down as follows: RDCB identifies the bank, 0 is the reserved character, and 000026 identifies this particular branch.

About Rajnandgaon District Central Co-operative Bank Ltd

Rajnandgaon District Central Co-operative Bank Ltd operates a wide network of branches across India, including the Sahaspur Lohara branch in Sahaspur Lohara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RDCB0000026.

Branch details at a glance

About this branch

The branch is located at NEAR PANCHAYAT BHAVAN SAHASHPUR LOHARA. It serves the Sahaspur Lohara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Rajnandgaon District Central Co-operative Bank Ltd. The IFSC RDCB0000026 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajnandgaon District Central Co-operative Bank Ltd's SAHASPUR LOHARA branch came to be assigned the code RDCB0000026.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RDCB0000026, money simply cannot be routed to the SAHASPUR LOHARA branch electronically.

Products and account variants supported

Every account opened at the Sahaspur Lohara branch is mapped to IFSC RDCB0000026 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajnandgaon District Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RDCB0000026.

Products and services

Customers walking into the Sahaspur Lohara branch can access most of Rajnandgaon District Central Co-operative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RDCB0000026

How to transfer money using IFSC RDCB0000026

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RDCB0000026 across all three.

NEFT to Rajnandgaon District Central Co-operative Bank Ltd, SAHASPUR LOHARA using IFSC RDCB0000026

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RDCB0000026, and confirm that the system picks up Rajnandgaon District Central Co-operative Bank Ltd – SAHASPUR LOHARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SAHASPUR LOHARA

If you need to transfer ₹2 lakh or more in one go to an account at Rajnandgaon District Central Co-operative Bank Ltd's SAHASPUR LOHARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RDCB0000026 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Rajnandgaon District Central Co-operative Bank Ltd – SAHASPUR LOHARA, use IMPS. With IFSC RDCB0000026 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sahaspur Lohara

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RDCB0000026:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAHASPUR LOHARA is still linked to IFSC RDCB0000026.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajnandgaon District Central Co-operative Bank Ltd's SAHASPUR LOHARA branch, the IFSC RDCB0000026 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sahaspur Lohara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RDCB0000026 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Rajnandgaon District Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RDCB0000026 and the account number together uniquely identify the Sahaspur Lohara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajnandgaon District Central Co-operative Bank Ltd – SAHASPUR LOHARA:

• The IFSC is exactly RDCB0000026 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Rajnandgaon District Central Co-operative Bank Ltd as the bank name and SAHASPUR LOHARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sahaspur Lohara branch sits at NEAR PANCHAYAT BHAVAN SAHASHPUR LOHARA. If you are travelling from outside Sahaspur Lohara, search for the branch on a maps application using the bank name and locality, or call 7741-269535 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RDCB0000026 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RDCB0000026 for Rajnandgaon District Central Co-operative Bank Ltd – SAHASPUR LOHARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sahaspur Lohara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RDCB0000026 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RDCB0000026 belongs to Rajnandgaon District Central Co-operative Bank Ltd's SAHASPUR LOHARA branch, located at NEAR PANCHAYAT BHAVAN SAHASHPUR LOHARA in SAHASPUR LOHARA, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.