IFSC Code of Rajnandgaon District Central Co-operative Bank Ltd, Mudhipar Branch, Chhattisgarh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Rajnandgaon District Central Co-operative Bank Ltd, MUDHIPAR branch in MUDHIPAR. The 11-digit IFSC RDCB0000014 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Rajnandgaon District Central Co-operative Bank Ltd at the MUDHIPAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Rajnandgaon District Central Co-operative Bank Ltd – MUDHIPAR is RDCB0000014. The first four letters RDCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000014 map to this branch in MUDHIPAR, CHHATTISGARH.

About Rajnandgaon District Central Co-operative Bank Ltd

Rajnandgaon District Central Co-operative Bank Ltd operates a wide network of branches across India, including the Mudhipar branch in Mudhipar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RDCB0000014.

Branch details at a glance

Mudhipar branch overview

Located at NEAR BUS STAND MUDHIPAR, the Mudhipar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RDCB0000014 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajnandgaon District Central Co-operative Bank Ltd's MUDHIPAR branch came to be assigned the code RDCB0000014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RDCB0000014, money simply cannot be routed to the MUDHIPAR branch electronically.

Account types you can open at the Mudhipar branch

Once you have an account at Rajnandgaon District Central Co-operative Bank Ltd – MUDHIPAR, the IFSC RDCB0000014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mudhipar branch can access most of Rajnandgaon District Central Co-operative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RDCB0000014

How to transfer money using IFSC RDCB0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RDCB0000014 across all three.

NEFT to Rajnandgaon District Central Co-operative Bank Ltd, MUDHIPAR using IFSC RDCB0000014

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RDCB0000014, and confirm that the system picks up Rajnandgaon District Central Co-operative Bank Ltd – MUDHIPAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RDCB0000014

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajnandgaon District Central Co-operative Bank Ltd – MUDHIPAR, ensure your bank's portal accepts IFSC RDCB0000014 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Rajnandgaon District Central Co-operative Bank Ltd MUDHIPAR (IFSC RDCB0000014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RDCB0000014 in your mobile or internet banking app, and the money is credited to the MUDHIPAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mudhipar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RDCB0000014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUDHIPAR is still linked to IFSC RDCB0000014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajnandgaon District Central Co-operative Bank Ltd's MUDHIPAR branch, the IFSC RDCB0000014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RDCB0000014

Rajnandgaon District Central Co-operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the MUDHIPAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RDCB0000014 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mudhipar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RDCB0000014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajnandgaon District Central Co-operative Bank Ltd – MUDHIPAR:

• The IFSC is exactly RDCB0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Rajnandgaon District Central Co-operative Bank Ltd as the bank name and MUDHIPAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mudhipar branch

The branch is located at NEAR BUS STAND MUDHIPAR, which puts it inside Mudhipar, the broader Rajnandgaon district, and the state of Chhattisgarh. To plan your visit:

1. Open Google Maps on your phone and search for “Rajnandgaon District Central Co-operative Bank Ltd Mudhipar branch” — the verified location pin for IFSC RDCB0000014 should appear at the top of the results.
2. Confirm the branch is open by calling 7820-295670 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RDCB0000014 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RDCB0000014 for Rajnandgaon District Central Co-operative Bank Ltd – MUDHIPAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mudhipar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RDCB0000014, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RDCB0000014 belongs to Rajnandgaon District Central Co-operative Bank Ltd's MUDHIPAR branch, located at NEAR BUS STAND MUDHIPAR in MUDHIPAR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.