IFSC Code of Rajnandgaon District Central Co-operative Bank Ltd, Lal Bahadur Nagar Branch, Chhattisgarh

Use this page as a one-stop reference for everything related to Rajnandgaon District Central Co-operative Bank Ltd's LAL BAHADUR NAGAR branch in LAL BAHADUR NAGAR, CHHATTISGARH. The branch's IFSC code RDCB0000013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Rajnandgaon District Central Co-operative Bank Ltd's LAL BAHADUR NAGAR branch, the IFSC RDCB0000013 breaks down as follows: RDCB identifies the bank, 0 is the reserved character, and 000013 identifies this particular branch.

About the bank

Rajnandgaon District Central Co-operative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lal Bahadur Nagar branch in Lal Bahadur Nagar, Chhattisgarh is part of this network and uses the IFSC code RDCB0000013 for all electronic settlement.

About the Lal Bahadur Nagar branch

The Lal Bahadur Nagar branch of Rajnandgaon District Central Co-operative Bank Ltd is situated at MANDAL CHOWK LB NAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RDCB0000013 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajnandgaon District Central Co-operative Bank Ltd's LAL BAHADUR NAGAR branch came to be assigned the code RDCB0000013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RDCB0000013, money simply cannot be routed to the LAL BAHADUR NAGAR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Rajnandgaon District Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RDCB0000013 and the account number together uniquely identify the Lal Bahadur Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC RDCB0000013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RDCB0000013 across all three.

NEFT to Rajnandgaon District Central Co-operative Bank Ltd, LAL BAHADUR NAGAR using IFSC RDCB0000013

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RDCB0000013, and confirm that the system picks up Rajnandgaon District Central Co-operative Bank Ltd – LAL BAHADUR NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LAL BAHADUR NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Rajnandgaon District Central Co-operative Bank Ltd's LAL BAHADUR NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RDCB0000013 while initiating the transfer and the credit will appear within minutes.

IMPS to Rajnandgaon District Central Co-operative Bank Ltd LAL BAHADUR NAGAR (IFSC RDCB0000013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RDCB0000013 in your mobile or internet banking app, and the money is credited to the LAL BAHADUR NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RDCB0000013 for Rajnandgaon District Central Co-operative Bank Ltd – LAL BAHADUR NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Lal Bahadur Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC RDCB0000013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajnandgaon District Central Co-operative Bank Ltd – LAL BAHADUR NAGAR is still mapped to IFSC RDCB0000013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RDCB0000013 and the beneficiary's account number to complete the transfer.

Account types you can open at the Lal Bahadur Nagar branch

Once you have an account at Rajnandgaon District Central Co-operative Bank Ltd – LAL BAHADUR NAGAR, the IFSC RDCB0000013 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Lal Bahadur Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7823-267252.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RDCB0000013

Digital banking channels

Most day-to-day work that customers used to do at the Lal Bahadur Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RDCB0000013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Lal Bahadur Nagar branch

The branch is located at MANDAL CHOWK LB NAGAR, which puts it inside Lal Bahadur Nagar, the broader Rajnandgaon district, and the state of Chhattisgarh. To plan your visit:

1. Open Google Maps on your phone and search for “Rajnandgaon District Central Co-operative Bank Ltd Lal Bahadur Nagar branch” — the verified location pin for IFSC RDCB0000013 should appear at the top of the results.
2. Confirm the branch is open by calling 7823-267252 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RDCB0000013 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajnandgaon District Central Co-operative Bank Ltd – LAL BAHADUR NAGAR:

• The IFSC is exactly RDCB0000013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Rajnandgaon District Central Co-operative Bank Ltd as the bank name and LAL BAHADUR NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lal Bahadur Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RDCB0000013, however, work 24x7.

Verifying IFSC RDCB0000013 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RDCB0000013 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7823-267252.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: RDCB0000013 is the IFSC code of Rajnandgaon District Central Co-operative Bank Ltd, LAL BAHADUR NAGAR branch, in LAL BAHADUR NAGAR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.