Use this page as a one-stop reference for everything related to Rajnandgaon District Central Co-operative Bank Ltd's KUKDUR branch in KUKDUR, CHHATTISGARH. The branch's IFSC code RDCB0000037 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RDCB0000037 is the IFSC of Rajnandgaon District Central Co-operative Bank Ltd's KUKDUR branch. The format is fixed: RDCB = bank code, 0 = reserved, 000037 = branch identifier.
Branch details at a glance
| Bank Name | Rajnandgaon District Central Co-operative Bank Ltd |
|---|---|
| Branch | Kukdur |
| IFSC Code | RDCB0000037 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SEWA SAHAKARI SAMITI BUILDING KUKDUR |
| City | Kukdur |
| District | Kabeerdham |
| State | Chhattisgarh |
| STD Code | 7744 |
| Phone | 223620 |
About Rajnandgaon District Central Co-operative Bank Ltd
Rajnandgaon District Central Co-operative Bank Ltd operates a wide network of branches across India, including the Kukdur branch in Kukdur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RDCB0000037.
About the Kukdur branch
The Kukdur branch of Rajnandgaon District Central Co-operative Bank Ltd is situated at SEWA SAHAKARI SAMITI BUILDING KUKDUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RDCB0000037 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajnandgaon District Central Co-operative Bank Ltd's KUKDUR branch came to be assigned the code RDCB0000037.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RDCB0000037, money simply cannot be routed to the KUKDUR branch electronically.
How to transfer money using IFSC RDCB0000037
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RDCB0000037 across all three.
How to use IFSC RDCB0000037 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Rajnandgaon District Central Co-operative Bank Ltd's KUKDUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RDCB0000037.
- Confirm the bank name auto-populates as Rajnandgaon District Central Co-operative Bank Ltd and the branch as KUKDUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC RDCB0000037
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajnandgaon District Central Co-operative Bank Ltd – KUKDUR, ensure your bank's portal accepts IFSC RDCB0000037 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Rajnandgaon District Central Co-operative Bank Ltd – KUKDUR, use IMPS. With IFSC RDCB0000037 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kukdur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RDCB0000037:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KUKDUR is still linked to IFSC RDCB0000037.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC RDCB0000037
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajnandgaon District Central Co-operative Bank Ltd – KUKDUR is still mapped to IFSC RDCB0000037. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RDCB0000037 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kukdur branch is mapped to IFSC RDCB0000037 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajnandgaon District Central Co-operative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RDCB0000037.
Banking services available
The Kukdur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7744-223620.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RDCB0000037
MICR & cheque-truncation details
Cheques drawn on the Kukdur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RDCB0000037 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kukdur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RDCB0000037 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC RDCB0000037
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajnandgaon District Central Co-operative Bank Ltd – KUKDUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RDCB0000037. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kukdur branch sits at SEWA SAHAKARI SAMITI BUILDING KUKDUR. If you are travelling from outside Kukdur, search for the branch on a maps application using the bank name and locality, or call 7744-223620 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RDCB0000037 and your account number.
Verifying IFSC RDCB0000037 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RDCB0000037 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7744-223620.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kukdur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RDCB0000037, however, work 24x7.
Branch address & contact
Rajnandgaon District Central Co-operative Bank LtdKukdur Branch
SEWA SAHAKARI SAMITI BUILDING KUKDUR
Kukdur, Chhattisgarh
Phone: 7744-223620
IFSC: RDCB0000037
Frequently asked questions
Where is Rajnandgaon District Central Co-operative Bank Ltd Kukdur branch located?
Rajnandgaon District Central Co-operative Bank Ltd's Kukdur branch is located at SEWA SAHAKARI SAMITI BUILDING KUKDUR, Kukdur, Chhattisgarh.
Is IFSC RDCB0000037 valid for NEFT and RTGS?
Yes. IFSC RDCB0000037 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using RDCB0000037 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Rajnandgaon District Central Co-operative Bank Ltd – Kukdur reflect within 30 minutes.
What is the phone number of Rajnandgaon District Central Co-operative Bank Ltd Kukdur branch?
You can reach the branch at 7744-223620 during regular banking hours.
What is the IFSC code of Rajnandgaon District Central Co-operative Bank Ltd Kukdur branch?
The IFSC code of Rajnandgaon District Central Co-operative Bank Ltd, Kukdur branch is RDCB0000037. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Rajnandgaon District Central Co-operative Bank Ltd Kukdur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RDCB0000037, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC RDCB0000037 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RDCB0000037 to send funds instantly.
Summary
The IFSC code RDCB0000037 belongs to Rajnandgaon District Central Co-operative Bank Ltd's KUKDUR branch, located at SEWA SAHAKARI SAMITI BUILDING KUKDUR in KUKDUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
