IFSC Code of Rajnandgaon District Central Co-operative Bank Ltd, Chowki Branch, Chhattisgarh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Rajnandgaon District Central Co-operative Bank Ltd, CHOWKI branch in CHOWKI. The 11-digit IFSC RDCB0000006 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Rajnandgaon District Central Co-operative Bank Ltd at the CHOWKI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RDCB0000006 is the IFSC of Rajnandgaon District Central Co-operative Bank Ltd's CHOWKI branch. The format is fixed: RDCB = bank code, 0 = reserved, 000006 = branch identifier.

Bank profile

Rajnandgaon District Central Co-operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Chowki branch — IFSC RDCB0000006 — extends the bank's services to customers in and around Chowki, Chhattisgarh.

Branch details at a glance

Chowki branch overview

Located at NEAR JANPAD PANCHAYAT CHOWKI, the Chowki branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RDCB0000006 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajnandgaon District Central Co-operative Bank Ltd's CHOWKI branch came to be assigned the code RDCB0000006.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RDCB0000006, money simply cannot be routed to the CHOWKI branch electronically.

Account types you can open at the Chowki branch

Once you have an account at Rajnandgaon District Central Co-operative Bank Ltd – CHOWKI, the IFSC RDCB0000006 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chowki branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7749-248126.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RDCB0000006

How to transfer money using IFSC RDCB0000006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RDCB0000006 across all three.

NEFT to Rajnandgaon District Central Co-operative Bank Ltd, CHOWKI using IFSC RDCB0000006

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RDCB0000006, and confirm that the system picks up Rajnandgaon District Central Co-operative Bank Ltd – CHOWKI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHOWKI

If you need to transfer ₹2 lakh or more in one go to an account at Rajnandgaon District Central Co-operative Bank Ltd's CHOWKI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RDCB0000006 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Rajnandgaon District Central Co-operative Bank Ltd – CHOWKI, use IMPS. With IFSC RDCB0000006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RDCB0000006 for Rajnandgaon District Central Co-operative Bank Ltd – CHOWKI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chowki branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC RDCB0000006

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajnandgaon District Central Co-operative Bank Ltd – CHOWKI is still mapped to IFSC RDCB0000006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RDCB0000006 and the beneficiary's account number to complete the transfer.

Online banking and IFSC RDCB0000006

Rajnandgaon District Central Co-operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the CHOWKI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RDCB0000006 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Rajnandgaon District Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RDCB0000006 and the account number together uniquely identify the Chowki branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC RDCB0000006

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajnandgaon District Central Co-operative Bank Ltd – CHOWKI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RDCB0000006.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chowki branch

The branch is located at NEAR JANPAD PANCHAYAT CHOWKI, which puts it inside Chowki, the broader Rajnandgaon district, and the state of Chhattisgarh. To plan your visit:

1. Open Google Maps on your phone and search for “Rajnandgaon District Central Co-operative Bank Ltd Chowki branch” — the verified location pin for IFSC RDCB0000006 should appear at the top of the results.
2. Confirm the branch is open by calling 7749-248126 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RDCB0000006 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RDCB0000006 for Rajnandgaon District Central Co-operative Bank Ltd – CHOWKI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chowki are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RDCB0000006 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RDCB0000006 belongs to Rajnandgaon District Central Co-operative Bank Ltd's CHOWKI branch, located at NEAR JANPAD PANCHAYAT CHOWKI in CHOWKI, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.