IFSC Code of Rajnandgaon District Central Co-operative Bank Ltd, Bazar Atariya Branch, Chhattisgarh

Below are the complete branch details for Rajnandgaon District Central Co-operative Bank Ltd, BAZAR ATARIYA branch, located in BAZAR ATARIA, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is RDCB0000032. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RDCB0000032 for Rajnandgaon District Central Co-operative Bank Ltd – BAZAR ATARIYA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Rajnandgaon District Central Co-operative Bank Ltd – BAZAR ATARIYA is RDCB0000032. The first four letters RDCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000032 map to this branch in BAZAR ATARIA, CHHATTISGARH.

Branch details at a glance

Bank profile

Rajnandgaon District Central Co-operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Bazar Atariya branch — IFSC RDCB0000032 — extends the bank's services to customers in and around Bazar Ataria, Chhattisgarh.

About this branch

The branch is located at BAZAR CHOWK BAZAR ATARIA. It serves the Bazar Ataria region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Rajnandgaon District Central Co-operative Bank Ltd. The IFSC RDCB0000032 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajnandgaon District Central Co-operative Bank Ltd's BAZAR ATARIYA branch came to be assigned the code RDCB0000032.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RDCB0000032, money simply cannot be routed to the BAZAR ATARIYA branch electronically.

How to transfer money using IFSC RDCB0000032

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RDCB0000032 across all three.

NEFT to Rajnandgaon District Central Co-operative Bank Ltd, BAZAR ATARIYA using IFSC RDCB0000032

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RDCB0000032, and confirm that the system picks up Rajnandgaon District Central Co-operative Bank Ltd – BAZAR ATARIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RDCB0000032

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajnandgaon District Central Co-operative Bank Ltd – BAZAR ATARIYA, ensure your bank's portal accepts IFSC RDCB0000032 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Rajnandgaon District Central Co-operative Bank Ltd BAZAR ATARIYA (IFSC RDCB0000032)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RDCB0000032 in your mobile or internet banking app, and the money is credited to the BAZAR ATARIYA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bazar Atariya

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RDCB0000032:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAZAR ATARIYA is still linked to IFSC RDCB0000032.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajnandgaon District Central Co-operative Bank Ltd's BAZAR ATARIYA branch, the IFSC RDCB0000032 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bazar Atariya branch is mapped to IFSC RDCB0000032 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajnandgaon District Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RDCB0000032.

Banking services available

The Bazar Atariya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7744-223620.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RDCB0000032

MICR & cheque-truncation details

Cheques drawn on the Bazar Atariya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RDCB0000032 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bazar Atariya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RDCB0000032 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC RDCB0000032

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajnandgaon District Central Co-operative Bank Ltd – BAZAR ATARIYA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RDCB0000032.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bazar Atariya branch sits at BAZAR CHOWK BAZAR ATARIA. If you are travelling from outside Bazar Ataria, search for the branch on a maps application using the bank name and locality, or call 7744-223620 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RDCB0000032 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RDCB0000032 for Rajnandgaon District Central Co-operative Bank Ltd – BAZAR ATARIYA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bazar Atariya branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RDCB0000032, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: RDCB0000032 is the IFSC code of Rajnandgaon District Central Co-operative Bank Ltd, BAZAR ATARIYA branch, in BAZAR ATARIA, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.