IFSC Code of Rajgurunagar Sahakari Bank Limited, Branch Branch, Maharashtra

If you are searching for the IFSC code of Rajgurunagar Sahakari Bank Limited, BRANCH branch in PCMC, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is RSBL0000018. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BRANCH branch, and detailed step-by-step guides for using the IFSC RSBL0000018 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Rajgurunagar Sahakari Bank Limited's BRANCH branch, the IFSC RSBL0000018 breaks down as follows: RSBL identifies the bank, 0 is the reserved character, and 000018 identifies this particular branch.

Branch details at a glance

About Rajgurunagar Sahakari Bank Limited

Rajgurunagar Sahakari Bank Limited operates a wide network of branches across India, including the Branch branch in Pcmc. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RSBL0000018.

About the Branch branch

The Branch branch of Rajgurunagar Sahakari Bank Limited is situated at SR.NO.4210,1ST FLOOR,JADHAV CHEMBERS,OLD PUNE MUMBAI HIGHWAY,AKURDI,PIMPRI CHINCHWAD,PUNE.411035. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RSBL0000018 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajgurunagar Sahakari Bank Limited's BRANCH branch came to be assigned the code RSBL0000018.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSBL0000018, money simply cannot be routed to the BRANCH branch electronically.

How to transfer money using IFSC RSBL0000018

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSBL0000018 across all three.

NEFT to Rajgurunagar Sahakari Bank Limited, BRANCH using IFSC RSBL0000018

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSBL0000018, and confirm that the system picks up Rajgurunagar Sahakari Bank Limited – BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Rajgurunagar Sahakari Bank Limited's BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSBL0000018 while initiating the transfer and the credit will appear within minutes.

IMPS to Rajgurunagar Sahakari Bank Limited BRANCH (IFSC RSBL0000018)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSBL0000018 in your mobile or internet banking app, and the money is credited to the BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RSBL0000018:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRANCH is still linked to IFSC RSBL0000018.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RSBL0000018

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajgurunagar Sahakari Bank Limited – BRANCH is still mapped to IFSC RSBL0000018. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSBL0000018 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Branch branch is mapped to IFSC RSBL0000018 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajgurunagar Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSBL0000018.

Banking services available

The Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-9850788794.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RSBL0000018

MICR & cheque-truncation details

Cheques drawn on the Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSBL0000018 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC RSBL0000018

Rajgurunagar Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSBL0000018 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC RSBL0000018

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajgurunagar Sahakari Bank Limited – BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RSBL0000018.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Branch branch

The branch is located at SR.NO.4210,1ST FLOOR,JADHAV CHEMBERS,OLD PUNE MUMBAI HIGHWAY,AKURDI,PIMPRI CHINCHWAD,PUNE.411035, which puts it inside Pcmc, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Rajgurunagar Sahakari Bank Limited Branch branch” — the verified location pin for IFSC RSBL0000018 should appear at the top of the results.
2. Confirm the branch is open by calling 20-9850788794 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RSBL0000018 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RSBL0000018 for Rajgurunagar Sahakari Bank Limited – BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSBL0000018, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: RSBL0000018 is the IFSC code of Rajgurunagar Sahakari Bank Limited, BRANCH branch, in PCMC, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.