If you are searching for the IFSC code of Rajasthan Gramin Bank, NAREDA branch in NAREDA, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is RMGB0000454. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAREDA branch, and detailed step-by-step guides for using the IFSC RMGB0000454 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Rajasthan Gramin Bank – NAREDA is RMGB0000454. The first four letters RMGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000454 map to this branch in NAREDA, RAJASTHAN.
About Rajasthan Gramin Bank
Rajasthan Gramin Bank operates a wide network of branches across India, including the Nareda branch in Nareda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RMGB0000454.
Branch details at a glance
| Bank Name | Rajasthan Gramin Bank |
|---|---|
| Branch | Nareda |
| IFSC Code | RMGB0000454 |
| MICR Code | Refer to cheque leaf |
| Branch Address | V P NAREDA |
| City | Nareda |
| District | Jaipur |
| State | Rajasthan |
Nareda branch overview
Located at V P NAREDA, the Nareda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RMGB0000454 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajasthan Gramin Bank's NAREDA branch came to be assigned the code RMGB0000454.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RMGB0000454, money simply cannot be routed to the NAREDA branch electronically.
Products and account variants supported
Every account opened at the Nareda branch is mapped to IFSC RMGB0000454 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajasthan Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RMGB0000454.
Products and services
Customers walking into the Nareda branch can access most of Rajasthan Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RMGB0000454
How to transfer money using IFSC RMGB0000454
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0000454 across all three.
How to use IFSC RMGB0000454 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Rajasthan Gramin Bank's NAREDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RMGB0000454.
- Confirm the bank name auto-populates as Rajasthan Gramin Bank and the branch as NAREDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC RMGB0000454
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajasthan Gramin Bank – NAREDA, ensure your bank's portal accepts IFSC RMGB0000454 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Rajasthan Gramin Bank – NAREDA, use IMPS. With IFSC RMGB0000454 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RMGB0000454 for Rajasthan Gramin Bank – NAREDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RMGB0000454 | Yes – RMGB0000454 | Yes – RMGB0000454 |
For most retail customers crediting the Nareda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajasthan Gramin Bank's NAREDA branch, the IFSC RMGB0000454 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC RMGB0000454
Rajasthan Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the NAREDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RMGB0000454 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Rajasthan Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RMGB0000454 and the account number together uniquely identify the Nareda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajasthan Gramin Bank – NAREDA:
- The IFSC is exactly RMGB0000454 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Rajasthan Gramin Bank as the bank name and NAREDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nareda branch
The branch is located at V P NAREDA, which puts it inside Nareda, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Rajasthan Gramin Bank Nareda branch” — the verified location pin for IFSC RMGB0000454 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RMGB0000454 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RMGB0000454 for Rajasthan Gramin Bank – NAREDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Nareda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RMGB0000454 continue to work without interruption.
Branch address & contact
Rajasthan Gramin BankNareda Branch
V P NAREDA
Nareda, Rajasthan
Phone: the branch contact number
IFSC: RMGB0000454
Frequently asked questions
Can I use IFSC RMGB0000454 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RMGB0000454 to send funds instantly.
What is the phone number of Rajasthan Gramin Bank Nareda branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC RMGB0000454 the same for all accounts at Nareda branch?
Yes. The IFSC RMGB0000454 is shared by every account held at Rajasthan Gramin Bank's Nareda branch. Only the account number changes from customer to customer.
Does Rajasthan Gramin Bank Nareda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Rajasthan Gramin Bank Nareda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RMGB0000454, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using RMGB0000454 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Rajasthan Gramin Bank – Nareda reflect within 30 minutes.
Final notes
To recap: RMGB0000454 is the IFSC code of Rajasthan Gramin Bank, NAREDA branch, in NAREDA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
