IFSC Code of Rajasthan Gramin Bank, Kotra Dhahar Branch, Rajasthan

Below are the complete branch details for Rajasthan Gramin Bank, KOTRA DHAHAR branch, located in KOTRA DHAHAR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is RMGB0001786. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RMGB0001786 for Rajasthan Gramin Bank – KOTRA DHAHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RMGB0001786 is the IFSC of Rajasthan Gramin Bank's KOTRA DHAHAR branch. The format is fixed: RMGB = bank code, 0 = reserved, 001786 = branch identifier.

Bank profile

Rajasthan Gramin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kotra Dhahar branch — IFSC RMGB0001786 — extends the bank's services to customers in and around Kotra Dhahar, Rajasthan.

Branch details at a glance

About this branch

The branch is located at C/O-SHRI RAMSWAROOP SHARMA S/O SHRI BUDHIRAM, NAKA CHUNGI, KOTRA DHAHAR, KOTRA DHAHAR, PALANPUR, 322234. It serves the Kotra Dhahar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Rajasthan Gramin Bank. The IFSC RMGB0001786 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajasthan Gramin Bank's KOTRA DHAHAR branch came to be assigned the code RMGB0001786.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RMGB0001786, money simply cannot be routed to the KOTRA DHAHAR branch electronically.

Products and account variants supported

Every account opened at the Kotra Dhahar branch is mapped to IFSC RMGB0001786 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajasthan Gramin Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RMGB0001786.

Products and services

Customers walking into the Kotra Dhahar branch can access most of Rajasthan Gramin Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RMGB0001786

How to transfer money using IFSC RMGB0001786

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0001786 across all three.

NEFT to Rajasthan Gramin Bank, KOTRA DHAHAR using IFSC RMGB0001786

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RMGB0001786, and confirm that the system picks up Rajasthan Gramin Bank – KOTRA DHAHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RMGB0001786

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajasthan Gramin Bank – KOTRA DHAHAR, ensure your bank's portal accepts IFSC RMGB0001786 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Rajasthan Gramin Bank KOTRA DHAHAR (IFSC RMGB0001786)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RMGB0001786 in your mobile or internet banking app, and the money is credited to the KOTRA DHAHAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kotra Dhahar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RMGB0001786:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOTRA DHAHAR is still linked to IFSC RMGB0001786.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajasthan Gramin Bank's KOTRA DHAHAR branch, the IFSC RMGB0001786 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RMGB0001786

Rajasthan Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the KOTRA DHAHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RMGB0001786 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Rajasthan Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RMGB0001786 and the account number together uniquely identify the Kotra Dhahar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajasthan Gramin Bank – KOTRA DHAHAR:

• The IFSC is exactly RMGB0001786 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Rajasthan Gramin Bank as the bank name and KOTRA DHAHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kotra Dhahar branch sits at C/O-SHRI RAMSWAROOP SHARMA S/O SHRI BUDHIRAM, NAKA CHUNGI, KOTRA DHAHAR, KOTRA DHAHAR, PALANPUR, 322234. If you are travelling from outside Kotra Dhahar, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RMGB0001786 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RMGB0001786 for Rajasthan Gramin Bank – KOTRA DHAHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kotra Dhahar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RMGB0001786 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RMGB0001786 belongs to Rajasthan Gramin Bank's KOTRA DHAHAR branch, located at C/O-SHRI RAMSWAROOP SHARMA S/O SHRI BUDHIRAM, NAKA CHUNGI, KOTRA DHAHAR, KOTRA… in KOTRA DHAHAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.