Use this page as a one-stop reference for everything related to Rajasthan Gramin Bank's KONI branch in KONI, RAJASTHAN. The branch's IFSC code RMGB0000146 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Rajasthan Gramin Bank's KONI branch, the IFSC RMGB0000146 breaks down as follows: RMGB identifies the bank, 0 is the reserved character, and 000146 identifies this particular branch.
Branch details at a glance
| Bank Name | Rajasthan Gramin Bank |
|---|---|
| Branch | Koni |
| IFSC Code | RMGB0000146 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5 P, KONI |
| City | Koni |
| District | Sriganganagar |
| State | Rajasthan |
About the bank
Rajasthan Gramin Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Koni branch in Koni, Rajasthan is part of this network and uses the IFSC code RMGB0000146 for all electronic settlement.
About the Koni branch
The Koni branch of Rajasthan Gramin Bank is situated at 5 P, KONI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RMGB0000146 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajasthan Gramin Bank's KONI branch came to be assigned the code RMGB0000146.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RMGB0000146, money simply cannot be routed to the KONI branch electronically.
How to transfer money using IFSC RMGB0000146
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0000146 across all three.
NEFT to Rajasthan Gramin Bank, KONI using IFSC RMGB0000146
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RMGB0000146, and confirm that the system picks up Rajasthan Gramin Bank – KONI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC RMGB0000146
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajasthan Gramin Bank – KONI, ensure your bank's portal accepts IFSC RMGB0000146 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Rajasthan Gramin Bank – KONI, use IMPS. With IFSC RMGB0000146 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RMGB0000146 for Rajasthan Gramin Bank – KONI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RMGB0000146 | Yes – RMGB0000146 | Yes – RMGB0000146 |
For most retail customers crediting the Koni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajasthan Gramin Bank's KONI branch, the IFSC RMGB0000146 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Koni branch is mapped to IFSC RMGB0000146 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajasthan Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RMGB0000146.
Products and services
Customers walking into the Koni branch can access most of Rajasthan Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RMGB0000146
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Rajasthan Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RMGB0000146 and the account number together uniquely identify the Koni branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Koni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RMGB0000146 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC RMGB0000146
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajasthan Gramin Bank – KONI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RMGB0000146. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Koni branch
The branch is located at 5 P, KONI, which puts it inside Koni, the broader Sriganganagar district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Rajasthan Gramin Bank Koni branch” — the verified location pin for IFSC RMGB0000146 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RMGB0000146 and your account number.
Verifying IFSC RMGB0000146 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RMGB0000146 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Koni are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RMGB0000146 continue to work without interruption.
Branch address & contact
Rajasthan Gramin BankKoni Branch
5 P, KONI
Koni, Rajasthan
Phone: the branch contact number
IFSC: RMGB0000146
Frequently asked questions
Can I use IFSC RMGB0000146 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RMGB0000146 to send funds instantly.
Where is Rajasthan Gramin Bank Koni branch located?
Rajasthan Gramin Bank's Koni branch is located at 5 P, KONI, Koni, Rajasthan.
What is the phone number of Rajasthan Gramin Bank Koni branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC RMGB0000146 valid for NEFT and RTGS?
Yes. IFSC RMGB0000146 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC RMGB0000146 the same for all accounts at Koni branch?
Yes. The IFSC RMGB0000146 is shared by every account held at Rajasthan Gramin Bank's Koni branch. Only the account number changes from customer to customer.
How do I add Rajasthan Gramin Bank Koni as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RMGB0000146, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code RMGB0000146 belongs to Rajasthan Gramin Bank's KONI branch, located at 5 P, KONI in KONI, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
