This page lists the IFSC code, branch address, contact number and fund-transfer information for Rajasthan Gramin Bank, KELAN branch in KELAN. The 11-digit IFSC RMGB0000192 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Rajasthan Gramin Bank at the KELAN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RMGB0000192 is the IFSC of Rajasthan Gramin Bank's KELAN branch. The format is fixed: RMGB = bank code, 0 = reserved, 000192 = branch identifier.
Bank profile
Rajasthan Gramin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kelan branch — IFSC RMGB0000192 — extends the bank's services to customers in and around Kelan, Rajasthan.
Branch details at a glance
| Bank Name | Rajasthan Gramin Bank |
|---|---|
| Branch | Kelan |
| IFSC Code | RMGB0000192 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VAYA RAJASAR BHATIYAN, KELAN |
| City | Kelan |
| District | Bikaner |
| State | Rajasthan |
Kelan branch overview
Located at VAYA RAJASAR BHATIYAN, KELAN, the Kelan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RMGB0000192 is required for all interbank electronic transfers routed through this branch.
Why every Rajasthan Gramin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KELAN of Rajasthan Gramin Bank — its own 11-character IFSC. The code RMGB0000192 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RMGB0000192 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kelan branch is mapped to IFSC RMGB0000192 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajasthan Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RMGB0000192.
Banking services available
The Kelan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RMGB0000192
How to transfer money using IFSC RMGB0000192
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0000192 across all three.
NEFT to Rajasthan Gramin Bank, KELAN using IFSC RMGB0000192
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RMGB0000192, and confirm that the system picks up Rajasthan Gramin Bank – KELAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KELAN
If you need to transfer ₹2 lakh or more in one go to an account at Rajasthan Gramin Bank's KELAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RMGB0000192 while initiating the transfer and the credit will appear within minutes.
IMPS to Rajasthan Gramin Bank KELAN (IFSC RMGB0000192)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RMGB0000192 in your mobile or internet banking app, and the money is credited to the KELAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RMGB0000192 for Rajasthan Gramin Bank – KELAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RMGB0000192 | Yes – RMGB0000192 | Yes – RMGB0000192 |
For most retail customers crediting the Kelan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RMGB0000192
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajasthan Gramin Bank – KELAN is still mapped to IFSC RMGB0000192. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RMGB0000192 and the beneficiary's account number to complete the transfer.
Online banking and IFSC RMGB0000192
Rajasthan Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the KELAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RMGB0000192 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kelan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RMGB0000192 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajasthan Gramin Bank – KELAN:
- The IFSC is exactly RMGB0000192 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Rajasthan Gramin Bank as the bank name and KELAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kelan branch
The branch is located at VAYA RAJASAR BHATIYAN, KELAN, which puts it inside Kelan, the broader Bikaner district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Rajasthan Gramin Bank Kelan branch” — the verified location pin for IFSC RMGB0000192 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RMGB0000192 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RMGB0000192 for Rajasthan Gramin Bank – KELAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kelan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RMGB0000192 continue to work without interruption.
Branch address & contact
Rajasthan Gramin BankKelan Branch
VAYA RAJASAR BHATIYAN, KELAN
Kelan, Rajasthan
Phone: the branch contact number
IFSC: RMGB0000192
Frequently asked questions
Where is Rajasthan Gramin Bank Kelan branch located?
Rajasthan Gramin Bank's Kelan branch is located at VAYA RAJASAR BHATIYAN, KELAN, Kelan, Rajasthan.
What is the phone number of Rajasthan Gramin Bank Kelan branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC RMGB0000192 valid for NEFT and RTGS?
Yes. IFSC RMGB0000192 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Rajasthan Gramin Bank Kelan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Rajasthan Gramin Bank Kelan branch?
The IFSC code of Rajasthan Gramin Bank, Kelan branch is RMGB0000192. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC RMGB0000192 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RMGB0000192 to send funds instantly.
How quickly will an NEFT transfer using RMGB0000192 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Rajasthan Gramin Bank – Kelan reflect within 30 minutes.
Final notes
To recap: RMGB0000192 is the IFSC code of Rajasthan Gramin Bank, KELAN branch, in KELAN, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


