Use this page as a one-stop reference for everything related to Rajasthan Gramin Bank's KARAD branch in KARAD, RAJASTHAN. The branch's IFSC code RMGB0001367 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RMGB0001367 is the IFSC of Rajasthan Gramin Bank's KARAD branch. The format is fixed: RMGB = bank code, 0 = reserved, 001367 = branch identifier.
About the bank
Rajasthan Gramin Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Karad branch in Karad, Rajasthan is part of this network and uses the IFSC code RMGB0001367 for all electronic settlement.
Branch details at a glance
| Bank Name | Rajasthan Gramin Bank |
|---|---|
| Branch | Karad |
| IFSC Code | RMGB0001367 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AND POST-KARAD-322723,TEH-DANTA RAMGARH |
| City | Karad |
| District | Sikar |
| State | Rajasthan |
| STD Code | 0 |
| Phone | 0 |
About the Karad branch
The Karad branch of Rajasthan Gramin Bank is situated at AT AND POST-KARAD-322723,TEH-DANTA RAMGARH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RMGB0001367 is used.
Why every Rajasthan Gramin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KARAD of Rajasthan Gramin Bank — its own 11-character IFSC. The code RMGB0001367 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RMGB0001367 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Karad branch
Once you have an account at Rajasthan Gramin Bank – KARAD, the IFSC RMGB0001367 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Karad branch can access most of Rajasthan Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RMGB0001367
How to transfer money using IFSC RMGB0001367
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0001367 across all three.
How to use IFSC RMGB0001367 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Rajasthan Gramin Bank's KARAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RMGB0001367.
- Confirm the bank name auto-populates as Rajasthan Gramin Bank and the branch as KARAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KARAD
If you need to transfer ₹2 lakh or more in one go to an account at Rajasthan Gramin Bank's KARAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RMGB0001367 while initiating the transfer and the credit will appear within minutes.
IMPS to Rajasthan Gramin Bank KARAD (IFSC RMGB0001367)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RMGB0001367 in your mobile or internet banking app, and the money is credited to the KARAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RMGB0001367 for Rajasthan Gramin Bank – KARAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RMGB0001367 | Yes – RMGB0001367 | Yes – RMGB0001367 |
For most retail customers crediting the Karad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajasthan Gramin Bank's KARAD branch, the IFSC RMGB0001367 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Karad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RMGB0001367 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Karad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RMGB0001367 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajasthan Gramin Bank – KARAD:
- The IFSC is exactly RMGB0001367 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Rajasthan Gramin Bank as the bank name and KARAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Karad branch sits at AT AND POST-KARAD-322723,TEH-DANTA RAMGARH. If you are travelling from outside Karad, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RMGB0001367 and your account number.
Verifying IFSC RMGB0001367 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RMGB0001367 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Karad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RMGB0001367, however, work 24x7.
Branch address & contact
Rajasthan Gramin BankKarad Branch
AT AND POST-KARAD-322723,TEH-DANTA RAMGARH
Karad, Rajasthan
Phone: 0
IFSC: RMGB0001367
Frequently asked questions
How do I add Rajasthan Gramin Bank Karad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RMGB0001367, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC RMGB0001367 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RMGB0001367 to send funds instantly.
What is the phone number of Rajasthan Gramin Bank Karad branch?
You can reach the branch at 0 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karad branch but serve different purposes.
Is IFSC RMGB0001367 the same for all accounts at Karad branch?
Yes. The IFSC RMGB0001367 is shared by every account held at Rajasthan Gramin Bank's Karad branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using RMGB0001367 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Rajasthan Gramin Bank – Karad reflect within 30 minutes.
Where is Rajasthan Gramin Bank Karad branch located?
Rajasthan Gramin Bank's Karad branch is located at AT AND POST-KARAD-322723,TEH-DANTA RAMGARH, Karad, Rajasthan.
Final notes
To recap: RMGB0001367 is the IFSC code of Rajasthan Gramin Bank, KARAD branch, in KARAD, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
