This page lists the IFSC code, branch address, contact number and fund-transfer information for Rajasthan Gramin Bank, JULMI branch in JULMI. The 11-digit IFSC RMGB0001559 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Rajasthan Gramin Bank at the JULMI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Rajasthan Gramin Bank – JULMI is RMGB0001559. The first four letters RMGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001559 map to this branch in JULMI, RAJASTHAN.
Branch details at a glance
| Bank Name | Rajasthan Gramin Bank |
|---|---|
| Branch | Julmi |
| IFSC Code | RMGB0001559 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JULMI |
| City | Julmi |
| District | Kota |
| State | Rajasthan |
| STD Code | 0 |
| Phone | 0 |
About Rajasthan Gramin Bank
Rajasthan Gramin Bank operates a wide network of branches across India, including the Julmi branch in Julmi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RMGB0001559.
About the Julmi branch
The Julmi branch of Rajasthan Gramin Bank is situated at JULMI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RMGB0001559 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajasthan Gramin Bank's JULMI branch came to be assigned the code RMGB0001559.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RMGB0001559, money simply cannot be routed to the JULMI branch electronically.
How to transfer money using IFSC RMGB0001559
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0001559 across all three.
NEFT to Rajasthan Gramin Bank, JULMI using IFSC RMGB0001559
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RMGB0001559, and confirm that the system picks up Rajasthan Gramin Bank – JULMI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC RMGB0001559
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajasthan Gramin Bank – JULMI, ensure your bank's portal accepts IFSC RMGB0001559 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Rajasthan Gramin Bank JULMI (IFSC RMGB0001559)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RMGB0001559 in your mobile or internet banking app, and the money is credited to the JULMI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RMGB0001559 for Rajasthan Gramin Bank – JULMI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RMGB0001559 | Yes – RMGB0001559 | Yes – RMGB0001559 |
For most retail customers crediting the Julmi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RMGB0001559
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajasthan Gramin Bank – JULMI is still mapped to IFSC RMGB0001559. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RMGB0001559 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Julmi branch is mapped to IFSC RMGB0001559 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajasthan Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RMGB0001559.
Banking services available
The Julmi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RMGB0001559
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Rajasthan Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RMGB0001559 and the account number together uniquely identify the Julmi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Julmi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RMGB0001559 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC RMGB0001559
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajasthan Gramin Bank – JULMI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RMGB0001559. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Julmi branch sits at JULMI. If you are travelling from outside Julmi, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RMGB0001559 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RMGB0001559 for Rajasthan Gramin Bank – JULMI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Julmi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RMGB0001559 continue to work without interruption.
Branch address & contact
Rajasthan Gramin BankJulmi Branch
JULMI
Julmi, Rajasthan
Phone: 0
IFSC: RMGB0001559
Frequently asked questions
Is IFSC RMGB0001559 valid for NEFT and RTGS?
Yes. IFSC RMGB0001559 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Rajasthan Gramin Bank Julmi branch?
The IFSC code of Rajasthan Gramin Bank, Julmi branch is RMGB0001559. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC RMGB0001559 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RMGB0001559 to send funds instantly.
Is IFSC RMGB0001559 the same for all accounts at Julmi branch?
Yes. The IFSC RMGB0001559 is shared by every account held at Rajasthan Gramin Bank's Julmi branch. Only the account number changes from customer to customer.
Where is Rajasthan Gramin Bank Julmi branch located?
Rajasthan Gramin Bank's Julmi branch is located at JULMI, Julmi, Rajasthan.
How do I add Rajasthan Gramin Bank Julmi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RMGB0001559, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Rajasthan Gramin Bank Julmi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
How quickly will an NEFT transfer using RMGB0001559 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Rajasthan Gramin Bank – Julmi reflect within 30 minutes.
Final notes
To recap: RMGB0001559 is the IFSC code of Rajasthan Gramin Bank, JULMI branch, in JULMI, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
