IFSC Code of Rajasthan Gramin Bank, Garhi Sawairam Branch, Rajasthan

Use this page as a one-stop reference for everything related to Rajasthan Gramin Bank's GARHI SAWAIRAM branch in GARHI SAWAIRAM, RAJASTHAN. The branch's IFSC code RMGB0001746 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RMGB0001746 is the IFSC of Rajasthan Gramin Bank's GARHI SAWAIRAM branch. The format is fixed: RMGB = bank code, 0 = reserved, 001746 = branch identifier.

About the bank

Rajasthan Gramin Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Garhi Sawairam branch in Garhi Sawairam, Rajasthan is part of this network and uses the IFSC code RMGB0001746 for all electronic settlement.

Garhi Sawairam branch overview

Located at SH. RAMESH CHAND SONI S/O MOOL CHAND SONI, MAIN ROAD, NEAR BUS STAND, GARHI SAWAIRAM, TEHSIL-RENI, V/P GARHI SAWAIRAM, 301413, the Garhi Sawairam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RMGB0001746 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajasthan Gramin Bank's GARHI SAWAIRAM branch came to be assigned the code RMGB0001746.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RMGB0001746, money simply cannot be routed to the GARHI SAWAIRAM branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Garhi Sawairam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RMGB0001746 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC RMGB0001746

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0001746 across all three.

How to use IFSC RMGB0001746 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Rajasthan Gramin Bank's GARHI SAWAIRAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RMGB0001746.
4. Confirm the bank name auto-populates as Rajasthan Gramin Bank and the branch as GARHI SAWAIRAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GARHI SAWAIRAM

If you need to transfer ₹2 lakh or more in one go to an account at Rajasthan Gramin Bank's GARHI SAWAIRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RMGB0001746 while initiating the transfer and the credit will appear within minutes.

IMPS to Rajasthan Gramin Bank GARHI SAWAIRAM (IFSC RMGB0001746)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RMGB0001746 in your mobile or internet banking app, and the money is credited to the GARHI SAWAIRAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Garhi Sawairam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RMGB0001746:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GARHI SAWAIRAM is still linked to IFSC RMGB0001746.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RMGB0001746

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajasthan Gramin Bank – GARHI SAWAIRAM is still mapped to IFSC RMGB0001746. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RMGB0001746 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Garhi Sawairam branch is mapped to IFSC RMGB0001746 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajasthan Gramin Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RMGB0001746.

Banking services available

The Garhi Sawairam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RMGB0001746

Online banking and IFSC RMGB0001746

Rajasthan Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the GARHI SAWAIRAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RMGB0001746 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Garhi Sawairam branch sits at SH. RAMESH CHAND SONI S/O MOOL CHAND SONI, MAIN ROAD, NEAR BUS STAND, GARHI SAWAIRAM, TEHSIL-RENI, V/P GARHI SAWAIRAM, 301413. If you are travelling from outside Garhi Sawairam, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RMGB0001746 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajasthan Gramin Bank – GARHI SAWAIRAM:

• The IFSC is exactly RMGB0001746 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Rajasthan Gramin Bank as the bank name and GARHI SAWAIRAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Garhi Sawairam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RMGB0001746, however, work 24x7.

Verifying IFSC RMGB0001746 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RMGB0001746 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RMGB0001746 belongs to Rajasthan Gramin Bank's GARHI SAWAIRAM branch, located at SH. RAMESH CHAND SONI S/O MOOL CHAND SONI, MAIN ROAD, NEAR BUS STAND, GARHI… in GARHI SAWAIRAM, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.