Use this page as a one-stop reference for everything related to Rajasthan Gramin Bank's DELDAR branch in DELDAR, RAJASTHAN. The branch's IFSC code RMGB0000081 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Rajasthan Gramin Bank – DELDAR is RMGB0000081. The first four letters RMGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000081 map to this branch in DELDAR, RAJASTHAN.
Bank profile
Rajasthan Gramin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Deldar branch — IFSC RMGB0000081 — extends the bank's services to customers in and around Deldar, Rajasthan.
Branch details at a glance
| Bank Name | Rajasthan Gramin Bank |
|---|---|
| Branch | Deldar |
| IFSC Code | RMGB0000081 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR BUS STAND, DELDAR |
| City | Deldar |
| District | Sirohi |
| State | Rajasthan |
About this branch
The branch is located at NEAR BUS STAND, DELDAR. It serves the Deldar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Rajasthan Gramin Bank. The IFSC RMGB0000081 is used to identify this branch on the RBI payments network.
Why every Rajasthan Gramin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DELDAR of Rajasthan Gramin Bank — its own 11-character IFSC. The code RMGB0000081 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RMGB0000081 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Deldar branch is mapped to IFSC RMGB0000081 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajasthan Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RMGB0000081.
Products and services
Customers walking into the Deldar branch can access most of Rajasthan Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RMGB0000081
How to transfer money using IFSC RMGB0000081
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0000081 across all three.
NEFT to Rajasthan Gramin Bank, DELDAR using IFSC RMGB0000081
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RMGB0000081, and confirm that the system picks up Rajasthan Gramin Bank – DELDAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DELDAR
If you need to transfer ₹2 lakh or more in one go to an account at Rajasthan Gramin Bank's DELDAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RMGB0000081 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Rajasthan Gramin Bank – DELDAR, use IMPS. With IFSC RMGB0000081 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Deldar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RMGB0000081:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DELDAR is still linked to IFSC RMGB0000081.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC RMGB0000081
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajasthan Gramin Bank – DELDAR is still mapped to IFSC RMGB0000081. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RMGB0000081 and the beneficiary's account number to complete the transfer.
Online banking and IFSC RMGB0000081
Rajasthan Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the DELDAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RMGB0000081 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Rajasthan Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RMGB0000081 and the account number together uniquely identify the Deldar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC RMGB0000081
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajasthan Gramin Bank – DELDAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RMGB0000081. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Deldar branch
The branch is located at NEAR BUS STAND, DELDAR, which puts it inside Deldar, the broader Sirohi district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Rajasthan Gramin Bank Deldar branch” — the verified location pin for IFSC RMGB0000081 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RMGB0000081 and your account number.
Verifying IFSC RMGB0000081 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RMGB0000081 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Deldar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RMGB0000081, however, work 24x7.
Branch address & contact
Rajasthan Gramin BankDeldar Branch
NEAR BUS STAND, DELDAR
Deldar, Rajasthan
Phone: the branch contact number
IFSC: RMGB0000081
Frequently asked questions
What is the phone number of Rajasthan Gramin Bank Deldar branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC RMGB0000081 the same for all accounts at Deldar branch?
Yes. The IFSC RMGB0000081 is shared by every account held at Rajasthan Gramin Bank's Deldar branch. Only the account number changes from customer to customer.
How do I add Rajasthan Gramin Bank Deldar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RMGB0000081, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Rajasthan Gramin Bank Deldar branch located?
Rajasthan Gramin Bank's Deldar branch is located at NEAR BUS STAND, DELDAR, Deldar, Rajasthan.
Is IFSC RMGB0000081 valid for NEFT and RTGS?
Yes. IFSC RMGB0000081 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Deldar branch but serve different purposes.
Does Rajasthan Gramin Bank Deldar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using RMGB0000081 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Rajasthan Gramin Bank – Deldar reflect within 30 minutes.
Final notes
To recap: RMGB0000081 is the IFSC code of Rajasthan Gramin Bank, DELDAR branch, in DELDAR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
